PRAVEEN BADIGER

• Execute an end-to-end KYC review of GBM customers, which involves customer calls and document validation to discover any potential issues. Connect with the RM, client, and KSU to complete the follow-up and correct any KYC inconsistencies. Coordinate with the front-line relationship manager and the client based on requirements.

• Perform screening on the related parties (directors, key controllers, UBOs, authorized signers, and shareholders), and raise red flags if they are involved in negative news, PEPs, or sanConducted EDD assessments for customers who are at high risk, as part of the remediation process.process.

• Examine any possible suspicious behavior that could be connected to account monitoring, branch escalations, risk alerts, regulatory investigations, and other issues that necessitate compliance's attention.

risks.

• Conduct comprehensive research or background investigations on transactions, individuals, entities, organizations, or locations to identify and reduce related sanctions, financial crime, and reputational risks.

• Responsibilities include performing internal reviews on CDD profiles of customers, identifying AML risks, PEP classification, material screening hits, complex ownership checks, sanctions checks, and risk rate reviews, including industry, product, and country risks.

• Perform an end-to-end KYC review of a GBM customer, which involves conducting customer calls, and validating documents to determine potential risks.
• Collecting all data to comply with regulatory, legal, bank, and audit requirements. Working with international guidelines such as Sensitive Sanctions, the Questionnaire, OFAC, FATF, and the AML Questionnaire.
• The due diligence process and customer profile involve reviewing and analyzing transactional activity for suspicious patterns of activity, using various internal systems to identify them.
• Financial crime risk indicators to escalate to in-country FCC. Follow the appropriate escalation matrix, and proactively highlight.
• Perform associated party screening in accordance with global KYC rules, and raise concerns if they are related to sanctions, PEP, or negative news.
• Completing KYC for pre-existing customers by reviewing client information and documentation, vendor database, etc.

• Front-end experience of day-to-day banking operations, including reviewing client documents and ensuring conformity to KYC and AML standards.
• Handling the bank office transaction. Monitoring customer complaints and ensuring zero escalations. Checking the KYC (Know Your Customer) and CDD (Customer Due Diligence) documents for their correctness and validity of the customers.
• Handling the account-opening process for savings and current accounts, as per RBI guidelines and circulars under KYC/AML. Reporting suspicious activity, cross-selling banking products.
• Identify customer needs, provide information on new products and services, and direct customers to branch representatives as needed.

• Handle transactions for customers, including check cashing, deposits, withdrawals, transfers, loan payments, cashier's checks, and the opening and closing of accounts.
• Handling the account opening process for Savings and Current Accounts as per RBI guidelines and circulars under KYC/AML. Work to gain and retain customers by maintaining high standards of customer service.
• Serve customers by managing documents, information, and financial transactions in an organized, efficient, and secure manner.
• Build awareness of new products and services, and identify customer needs to capitalize on the business referral opportunities.
• Reconcile cash drawers at the end of your shift, count and package coins and currency, and turn in any excess or damaged currency to the head teller.