Praveen Kummur
Bengaluru
Summary
Personable and enthusiastic professional with experience in sales and customer relations positions. Adept at managing high-profile client accounts and establishing strong business relationships which result in an overall increase in revenue and the attainment of defined corporate goals.
Overview
8
8
years of professional experience
Work History
Sales Manager
Axis Finance ltd
Bangalore
11.2024 - Current
- Channel sales
- Directed and coordinated products, services and sales activities.
- Evaluated loan applications and verified borrower information for accuracy.
- Collaborated with underwriting teams to expedite loan approvals efficiently.
- Processed loan applications in a timely manner according to established procedures.
- Obtained necessary documentation from customers for loan applications, including credit reports, tax returns, pay stubs, bank statements, and other applicable documents.
Cashier Operations
Vodafone India services pvt ltd
Bangalore
03.2021 - 02.2024
- Maintained high productivity by efficiently processing cash, credit and debit payments.
- Handled high-volume credit and cash transactions using Point Of Sale (POS) systems efficiently.
- Completed opening and closing procedures, verifying proper cash-on-hand amounts and allocating resources.
- Completed daily records updates to track sales and accurate payment totals.
- Prepared daily cash deposits to move funds to financial institution.
- Processed payments by cash, cheque, or card to complete transactions.
Account Assistant
Inlogsys Techno pvt ltd
Bangalore
05.2020 - 03.2021
- Gathered all banking transactions via statements, recorded activity in Excel format and reconciled balances.
- Communicated with vendors and clients to facilitate timely payments and reduce outstanding accounts receivable balances.
- Managed daily bookkeeping functions with attention to accounts receivable, accounts payable, banking reconciliation and disbursements.
- Prepared month-end closing entries for detailed reporting and record keeping.
- Prepared reports as requested by accounting managers, including budgets, expenditures and other finances.
- Maintained accuracy when reviewing and reconciling general ledger.
- Chased missing transactions to help facilitate timely payments.
- Used tax and finance knowledge to provide advice and resolve vendor and employee inquiries.
- Calculated taxes owed and prepared tax returns to deliver prompt payments in adherence with tax laws and governance.
- Observed statutory obligations for complete financial compliance.
- Prepared and filed tax returns within assigned deadlines.
Relationship Manager
IDFC FIRST Bank
Haveri
02.2019 - 05.2020
- Assisted clients in understanding personal loan options and requirements.
- Evaluated loan applications for compliance with company policies and guidelines.
- Collaborated with underwriting teams to expedite application processing.
- Monitored customer accounts to ensure timely payments were made according to contractual agreements.
- Evaluated financial, income and credit documentation to make loan decisions.
- Provided guidance to customers regarding loan terms, conditions, and eligibility criteria.
- Approved or denied loan applications and explained reasoning behind decisions.
Relationship Manager
ICICI Bank
Bangalore
05.2017 - 02.2019
- Analyzed applicant's financial status and credit report to determine if granting a loan is feasible
- Discussed loan quotes and approvals with customers
- Finalized and booked all documents for closing process
- Took credit applications, verify all applicant information (identity, employment, income), evaluate credit risk based on credit reports, service
- Worked application with new, present and former customers to see if they qualify for a loan
- Scheduled, arranged and attended meetings with customers to maintain trusting and long-lasting relationships.
Education
M.Com - Accounting
Karnataka University Dharwada
DharwadB.Com - Accounting
Karnataka University - Govt First Grade College
HaveriSkills
- SAP (fico)
- Tally Erp 9
- Ms office
- Area Sales Management
- Retail Channel Sales
- Sales Management
- Retail Sales
- Sales Executive Activities
- Staff mentoring
Additional Information -
- Date of Birth - 18/06/1992
- Gender - Male
- Marital status - Single
Timeline
Sales Manager
Axis Finance ltd
11.2024 - Current
Cashier Operations
Vodafone India services pvt ltd
03.2021 - 02.2024
Account Assistant
Inlogsys Techno pvt ltd
05.2020 - 03.2021
Relationship Manager
IDFC FIRST Bank
02.2019 - 05.2020
Relationship Manager
ICICI Bank
05.2017 - 02.2019
M.Com - Accounting
Karnataka University Dharwada
B.Com - Accounting
Karnataka University - Govt First Grade College