Summary
Overview
Work History
Education
Skills
Websites
Certification
Accomplishments
Languages
Timeline
Generic

Praveen Ramachandran

Bangalore

Summary

Seasoned Lead Product Manager with a background in overseeing the entire product lifecycle. Strong track record in leading cross-functional teams, driving product innovation, and executing successful go-to-market strategies. Made significant impact on previous organizations by increasing efficiency and improving product performance.

Overview

14
14
years of professional experience
1
1
Certification

Work History

Lead Product Manager - Data

Wells Fargo
Bangalore
12.2024 - Current
  • Responsible for driving the vision, strategy, and execution of a centralized data lake for Home Lending data that enabled seamless data ingestion, storage, and access across the organization. Collaborated with stakeholders from analytics, engineering, and business teams to define the vision and long-term roadmap for the Data Lake platform.
  • Collected and prioritized business and technical requirements for data ingestion, governance, security, and accessibility. Managed the product backlog, and ensured stories were well-defined and aligned with strategic objectives.

    • Acted as the bridge between business units and the development team, ensuring the Data Lake evolved to meet analytical and reporting needs across departments.
  • Oversaw the delivery of features, such as real-time data ingestion pipelines, data cataloging, user access control, and integration with BI tools.
  • Worked with the engineering team to monitor system performance, scalability, and feedback.

Lead Business Analyst - Mobility

Shell India Markets Private Limited
01.2023 - 12.2024
  • Lead Business Analyst for the implementation of the Electric Vehicle Charging and Pricing System for the EU and North America (piloting in the Netherlands).
  • Coordinate with the business users in various locations to understand the requirements for the system. Devise the plan for the implementation of the system, along with the revenue generation plan from the system, and prepare the product backlog accordingly.
  • Organize and lead requirement-gathering (elicitation) meetings, and act as the SME for the EV pricing system to conduct various learnathons and KM sessions for the same.
  • Coordinate with Product Owners and Business Analysts in other projects in the Fuel Pricing System to understand the impact of the implementation of EV Pricing, and ensure all risks are mitigated.
  • Worked with a cross-functional team during development, integration testing, functional testing, and UAT to deliver an end-to-end solution.

Senior Business Analyst

Assimilate Solutions - A Situs AMC Company
06.2021 - 12.2022
  • Elicited and translated business requirements related to commercial lending and asset management into user stories and epics.
  • Act as a subject matter expert for the lending domain, providing integrated business and technical solutions to develop products in order to cater to the business and operational market needs.
  • Conducting 'AS-IS' and 'TO-BE' analysis, and suggesting a fit for Business Solutions by designing a Change Strategy.
  • Organize and lead requirement gathering (elicitation) meetings using techniques like interviews, questionnaires, interface analysis, document analysis, brainstorming sessions, and focus group discussions.
  • Worked with a cross-functional team during development, integration testing, functional testing, and UAT to deliver an end-to-end solution.

Senior Business Analyst - Credit Reporting, Lending risk management

ThoughtFocus Pvt Ltd
06.2019 - 03.2021
  • Lending Credit Risk Underwriting Stakeholder Management
  • REST API Use Cases Agile Methodology
  • Azure Devops Scrum/ Kanban
  • Product Backlog Wireframes Gap Analysis Requirement Elicitation
  • Effective collaboration and participation in Product Management, Research, Teamwork and requirement gathering for Credit Plus System.
  • Product Development, Solution Analysis, Stakeholder Management for incorporating required Credit Service platforms ensuring sustainable digitization for various Lending related operations.
  • Coordinating with various third parties related to APIs for Credit Reporting, Appraisal, Validation reports, Asset statement generation, Food reports, Business Validation reports etc. and create Data Mapping and Schema documents for same.
  • Prioritization of requirements using MOSCOW and Business Value methods followed by documenting as BRD, FRD, Change Request documents.
  • Interviewing business units, stakeholders, and technical leaders to gather and clarify business requirements; developing to be business process flows, identifying the impact of the implementation on these business process flows and coordinating the review of the detail design for the business.
  • Verification/Validation of requirements to ensure they deliver business value by conducting various reviews.
  • Create domain models and assist the Development team in creating Database Schemas for the system.

Senior Associate - Mortgage Lending Systems

Cognizant Technology Solutions
12.2015 - 03.2017
  • Leveraged Agile methodology in the capacity of a Subject Matter Expert to develop a new lending platform operating across Origination, Processing, Closing and Servicing cycles of Mortgage Lending for Citi Bank.
  • Design & execution of strategic plan for implementation and migration activity in association with the Lending business transformation Requirements for Caliber Funding.
  • Act defects reported by the team members and validate same prior to assignment to developers. Also ensure the Defect reporting is done accurately to Client / Management and coordinate with development team for fixing the errors.

Team Lead, Loan Origination Services - Credit and Compliance Review

AltiSource Business Solutions Pvt Ltd
12.2015 - 03.2017
  • Spearheaded for streamlining the Business Process transformation for various clients on a global level to be in accordance with changes in Federal Regulations and Guidelines (CFPB - TRID regulation).
  • Conduct training for various teams and stake holders across organizations to ensure the TRID implementation was done successfully.
  • Handled a team of 35 employees for Credit Underwriting and Compliance review of 3 major clients of Assimilate. Ensure that the required services are provided to client adhering to the SLA's assigned for the client.
  • Monitor team performance and send weekly / monthly performance reports to management.
  • Prepare monthly production / incentive reports for team and coordinate with MIS team for any concerns related to same.
  • Work on projects assigned by Sr. Management for setting up new processes in Bangalore as per business requirements from client.
  • Quality Control review of loans processed by team members for Gap Analysis and prepare training plans based on same.

Analyst, Mortgage Lending - Underwriting

XL Dynamics India Pvt Ltd
11.2011 - 12.2015
  • Underwriting analysis of borrowers for Conventional, FHA, VA and USDA loans.
  • Analyze the overall risk associated with a mortgage loan submission.
  • Analysis of property documents to ensure in compliance with agency requirements.
  • Ensure the loan is meeting all agency guidelines prior to closing.
  • Make detailed report of the analysis and provide final decision on the loan.
  • Auditing on the analysis done by other personnel's whenever required.

Education

PGDBO - banking & Operations

IFBI
01.2011

B. Tech. - Electronics and Communication

Federal Institute of Science and Technology
01.2007

Skills

  • Product backlog management
  • Cross-functional collaboration
  • Agile methodologies
  • Requirements elicitation
  • Data governance
  • Stakeholder management
  • Risk assessment
  • Process improvement
  • Analytical thinking
  • User research
  • Team building
  • Product roadmaps
  • User experience optimization
  • Jira, Azure, Visio, Figma, SQL

Certification

  • PSPO 1 Certified
  • CBAP Trained

Accomplishments

  • Awarded QEA Pride consecutively for Q3 and Q4 for year 2017 in Cognizant. Also received the QEA pride for 3rd quarter of 2018.
  • Worked as Subject Matter Expert (SME) for Red Flags and Anti Money Laundering in Common Induction Program (CIP) for new joiners. Also part of Technical interview panel for Risk Analysis and BA requirements.

Languages

French
First Language

Timeline

Lead Product Manager - Data

Wells Fargo
12.2024 - Current

Lead Business Analyst - Mobility

Shell India Markets Private Limited
01.2023 - 12.2024

Senior Business Analyst

Assimilate Solutions - A Situs AMC Company
06.2021 - 12.2022

Senior Business Analyst - Credit Reporting, Lending risk management

ThoughtFocus Pvt Ltd
06.2019 - 03.2021

Senior Associate - Mortgage Lending Systems

Cognizant Technology Solutions
12.2015 - 03.2017

Team Lead, Loan Origination Services - Credit and Compliance Review

AltiSource Business Solutions Pvt Ltd
12.2015 - 03.2017

Analyst, Mortgage Lending - Underwriting

XL Dynamics India Pvt Ltd
11.2011 - 12.2015

PGDBO - banking & Operations

IFBI

B. Tech. - Electronics and Communication

Federal Institute of Science and Technology
Praveen Ramachandran