Praveen Ramachandran
Lead Product Manager
Bangalore
Summary
Seasoned Lead Product Manager with a background in overseeing the entire product lifecycle. Strong track record in leading cross-functional teams, driving product innovation, and executing successful go-to-market strategies. Made significant impact on previous organizations by increasing efficiency and improving product performance.
Overview
14
14
years of professional experience
2
2
Certifications
Work History
Lead Product Manager - Data
Wells Fargo
12.2024 - Current
- Responsible for driving the vision, strategy, and execution of a centralized data lake for Home Lending data that enabled seamless data ingestion, storage, and access across the organization. Collaborated with stakeholders from analytics, engineering, and business teams to define the vision and long-term roadmap for the Data Lake platform.
- Collected and prioritized business and technical requirements for data ingestion, governance, security, and accessibility. Managed the product backlog, and ensured stories were well-defined and aligned with strategic objectives.
- Acted as the bridge between business units and the development team, ensuring the Data Lake evolved to meet analytical and reporting needs across departments.
- Oversaw the delivery of features, such as real-time data ingestion pipelines, data cataloging, user access control, and integration with BI tools.
- Worked with the engineering team to monitor system performance, scalability, and feedback.
Lead Business Analyst – E-Mobility
Shell India Markets Private Limited
01.2023 - 12.2024
- Lead Business Analyst for the implementation of the Electric Vehicle Charging and Pricing System for the EU and North America (piloting in the Netherlands).
- Understand the various revenue models for end customer pricing based on Charge Point Operator (CPOs), Mobility Service Providers (MSPs) and Charge Point Management Systems (CPMS) and create pricing screens to enable users to apply the prices based on same.
- Design the Request and response schemas for communicating to various Micro services and Interfaces (Internal and external) based on OCPI protocol and ensure the data flow is occurring seamlessly.
- Coordinate with the business users in various locations to understand the market specific requirements. Coordinate with MSP, Pricing and Billing teams to devise the plan for the implementation of the system along with the revenue generation plan from the system, and prepare the product backlog accordingly.
- Organize and lead requirement-gathering (elicitation) meetings, and act as the SME for the EV pricing system to conduct various learnathons and KM sessions for the same.
- Coordinate with Product Owners and Business Analysts in other projects in the Fuel Pricing System to understand the impact of the implementation of EV Pricing, and ensure all risks are mitigated.
- Worked with a cross-functional team during development, integration testing, functional testing, and UAT to deliver an end-to-end solution.
Senior Business Analyst
Assimilate Solutions - A Situs AMC Company
06.2021 - 12.2022
- Elicited and translated business requirements related to commercial lending and asset management into user stories and epics.
- Act as a subject matter expert for the lending domain, providing integrated business and technical solutions to develop products in order to cater to the business and operational market needs.
- Conducting 'AS-IS' and 'TO-BE' analysis, and suggesting a fit for Business Solutions by designing a Change Strategy.
- Organize and lead requirement gathering (elicitation) meetings using techniques like interviews, questionnaires, interface analysis, document analysis, brainstorming sessions, and focus group discussions.
- Worked with a cross-functional team during development, integration testing, functional testing, and UAT to deliver an end-to-end solution.
Senior Business Analyst - Credit
ThoughtFocus Pvt Ltd
06.2019 - 03.2021
- Effective collaboration and participation in Product Management, Research, Teamwork and requirement gathering for Credit Plus System.
- Product development, solution analysis, and stakeholder management for incorporating required credit service platforms, ensuring sustainable digitization for various lending-related operations.
Senior Associate - Mortgage Lending Systems
Cognizant Technology Solutions
12.2015 - 03.2017
- Leveraged Agile methodology in the capacity of a Subject Matter Expert to develop a new lending platform operating across Origination, Processing, Closing and Servicing cycles of Mortgage Lending for Citi Bank.
- Design & execution of strategic plan for implementation and migration activity in association with the Lending business transformation Requirements for Caliber Funding.
- Act defects reported by the team members and validate same prior to assignment to developers. Also ensure the Defect reporting is done accurately to Client / Management and coordinate with development team for fixing the errors.
Team Lead, Loan Origination Services - Credit and Compliance Review
AltiSource Business Solutions Pvt Ltd
12.2015 - 03.2017
- Spearheaded the streamlining of the business process transformation for various clients on a global level to be in accordance with changes in federal regulations and guidelines (CFPB - TRID regulation).
- Conduct training for various teams and stakeholders across organizations to ensure the TRID implementation was done successfully.
- Handled a team of 35 employees for credit underwriting and compliance review of three major clients of ThoughtFocus.
Analyst, Mortgage Lending - Underwriting
XL Dynamics India Pvt Ltd
11.2011 - 12.2015
- Underwriting analysis of borrowers for Conventional, FHA, VA and USDA loans.
- Analyze the overall risk associated with a mortgage loan submission.
- Analysis of property documents to ensure in compliance with agency requirements.
- Ensure the loan is meeting all agency guidelines prior to closing.
- Make detailed report of the analysis and provide final decision on the loan.
- Auditing on the analysis done by other personnel's whenever required.
Education
PGDBO - banking & Operations
IFBI
B. Tech. - Electronics and Communication
Federal Institute of Science and Technology
Skills
- Product backlog management
- Cross-functional collaboration
- Agile methodology
- Data governance
- Product roadmaps
- Stakeholder management
- Electric Vehicle Charging Infrastructure
- OCPI, OCPP Protocol
- Process improvement
- Analytical thinking
- User research
- API Integrations
- User experience optimization
- Jira, Azure, Visio, Figma, SQL, Excel
Data-driven decision making
Certification
PSPO 1 Certified
Accomplishments
- Awarded QEA Pride consecutively for Q3 and Q4 for year 2017 in Cognizant. Also received the QEA pride for 3rd quarter of 2018.
- Worked as Subject Matter Expert (SME) for Red Flags and Anti Money Laundering in Common Induction Program (CIP) for new joiners. Also part of Technical interview panel for Risk Analysis and BA requirements.
Websites, Portfolios, Profiles
https://www.linkedin.com/in/praveen-ramachandran-a7407861/
Timeline
Lead Product Manager - Data
Wells Fargo
12.2024 - Current
Lead Business Analyst – E-Mobility
Shell India Markets Private Limited
01.2023 - 12.2024
Senior Business Analyst
Assimilate Solutions - A Situs AMC Company
06.2021 - 12.2022
Senior Business Analyst - Credit
ThoughtFocus Pvt Ltd
06.2019 - 03.2021
Senior Associate - Mortgage Lending Systems
Cognizant Technology Solutions
12.2015 - 03.2017
Team Lead, Loan Origination Services - Credit and Compliance Review
AltiSource Business Solutions Pvt Ltd
12.2015 - 03.2017
Analyst, Mortgage Lending - Underwriting
XL Dynamics India Pvt Ltd
11.2011 - 12.2015
B. Tech. - Electronics and Communication
Federal Institute of Science and Technology
PGDBO - banking & Operations
IFBI
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