Praveen S

• Led and managed the end-to-end Know Your Customer (KYC) and Customer Due Diligence (CDD) process in compliance with regulatory and internal policies.
• Supervised a team of analysts to ensure accurate and timely onboarding, periodic reviews, and remediation of high-risk and corporate clients.
• Reviewed and approved complex KYC files, escalations, and enhanced due diligence (EDD) cases.
• Coordinated with Compliance, Risk, and Audit teams to resolve issues and strengthen KYC/AML frameworks.
• Developed and implemented KYC procedures, workflows, and quality control measures to improve efficiency and accuracy.
• Trained, coached, and mentored staff to improve knowledge of regulatory requirements and investigative skills.
• Supported automation projects to streamline KYC workflows.

• Performed end-to-end KYC and Customer Due Diligence (CDD) for retail, corporate, and high-net-worth clients in line with AML/CFT regulations.
• Conducted Enhanced Due Diligence (EDD) for high-risk clients, including PEPs, cross-border entities, and complex corporate structures.
• Designed and delivered KYC/AML training programs for new hires and existing staff, covering CDD, EDD, PEPs, and regulatory compliance.
• Used transactional and customer records, external data, publicly-available information, and other information to identify suspicious or unusual activity
• Performed the required KYC screenings on customers documenting the information obtained on the customers as required by global KYC procedures
• Ensuring compliance with all AML laws, regulations, guidelines and written procedures
• Served as a subject matter expert (SME) for KYC and AML-related queries, supporting cross-functional teams.
• Liaise with support functions i.e., outreach leaders, Relationship managers and Account servicing team to accelerate the review process for early completion of profiles through appropriate channels.

Contract staff with BNP PARIBAS

• To ensure strict adherence to compliance policies and procedures liaising with AML officer regarding suspicious transactions and to document the same
• Uplift the customer profile to current standards as per policy and procedures
• Using multiple tools like CITIKYC, CONCIERGE, LEXIS NEXIS, FACTIVA FOR NAM REGION and other internal source
• Reconciliation of end-of-the-day queues and generating MIS report on daily and monthly basis
• Transactions Monitoring and escalating them pro-actively, to ensure enhanced protection of the bank against Money Laundering
• Analyzing transactions which will be filtered against sanctions list like EU, OFAC, USA PATRIOT, BANK SECRECY ACT, LOCAL
• Reviewing Client records against sanctions / PEP list
• Escalating suspicious payments and client records to respective MLRO
• Outreach process: Emailing and gathering information from onshore clients for CITI BANK for completing KYC records
• Quality checker for all the cases completing by the maker and proceed submission of documents to next level approval stage
• Knowledge of CDD and EDD.