Praveen Kumar Thulasi
Nagari
Summary
Methodical credit manager adept at analyzing lending activities according to current regulations, standards, and market conditions. Offering several years of financial experience in the banking industry.
Overview
9
9
years of professional experience
Work History
Credit Manager
Aditya Birla Finance Ltd
Chennai
12.2022 - Current
- Expertise in credit appraisals for funding SEP and SENP of products like unsecured Business Loan and Professional loans.
- Processing the ticket size from 10 lakhs to 1 Cr.
- Handled files from other location and involved in processing the files from DSA, Direct Team
- Responsible for all credit processes. Policy norms are implemented in underwriting approval of loans.
- Carry out a risk assessment of the lending proposal, and forward it to the respective authority for approval.
- Maintaining close coordination with sales. Collection recovery on the stress accounts and also portfolio trends.
- Responsible for decisioning the files allocated within timelines.
- Evaluated customer applications for credit limits in accordance with established guidelines.
Senior Manager
Kotak Mahindra Bank
Kavali
10.2022 - 11.2022
- Worked as Branch Manager for Kotak Mahindra Bank, Kavali Branch.
Retail Banker
ICICI Bank
Hyderabad
11.2015 - 10.2022
- Started career with ICICI Bank Ltd as a Privilege Banker at Moosapet Branch, Hyderabad.
- From April 2017, transferred to Kukatpally Branch as Branch Business Manager. Handled 4 branches in terms of current account and related products associated with the self-employed segment.
- On Aug 2021 promoted as Branch Manager for Hyderabad Moosapet Branch.
Education
BCOM(Computers) -
Government Degree College Nagari., S.V.University
06-2014
CA-CPT and Article Assistance -
Institute of Chartered Accountants of India
02-2011
Intermediate (MPC) -
Sri Sai Jyothi Jr. College, Puttur., Board Intermediate Education, A.P.
06-2007
S.S.C -
Vasishta Vidyalaya Nagari., Board of Secondary Education, A.P
06-2005
Skills
- Completed Post Graduate Diploma in Banking In ICICI Manipal Academy
- Certification in Investment Banking
- Completed CA-CPT and Article Assistance
Personal Information
- Date of Birth: 08/22/1990
- Gender: Male
- Nationality: INDIAN
- Father Name: Sundara Rajulu T
- Address: 1-164 Chinna Veedi Satrawada Nagari Chittoor 517592
Languages
- English
- Telugu
- Hindi
- Tamil
Hobbies and Interests
Reading books
Disclaimer
I hereby declare that the information furnished above is true and correct to the best of my knowledge.
Timeline
Credit Manager
Aditya Birla Finance Ltd
12.2022 - Current
Senior Manager
Kotak Mahindra Bank
10.2022 - 11.2022
Retail Banker
ICICI Bank
11.2015 - 10.2022
BCOM(Computers) -
Government Degree College Nagari., S.V.University
CA-CPT and Article Assistance -
Institute of Chartered Accountants of India
Intermediate (MPC) -
Sri Sai Jyothi Jr. College, Puttur., Board Intermediate Education, A.P.
S.S.C -
Vasishta Vidyalaya Nagari., Board of Secondary Education, A.P
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