PRAVIN NAGE
BRANCH HEAD
Amravati
Summary
A dynamic professional with over 15+ year of experience in Financial Industry in, Credit Analysis & Branch Operation.
Overview
16
16
years of professional experience
3
3
Languages
Work History
Retail Branch Manager
Mahindra & Mahindra Financial Services Ltd.
11.2016 - Current
- I am handling Car, PL, FES-New & Old, 3-Wheeler & POCL Segments for credit & all accounts related activates for the Branch
- Credit Analysis of Customer, Financial Underwriting, File Approval & ensure audit Compliance
- Review of necessary documents as per policy
- Process the Credit Applications as per the approved policy
- Involves assessing the repayment capacity of the customer includes verifying and assessing an applicant's current financial
- Issuance of Disbursement Orders after making proper credit appraisals
- Process online Tele-verification with customer, Guarantor & Co-applicant before disbursement
- Customer visits, Dealer visit, Non Starter & NPA visit for analysis
- Post disbursement Documents Follow up, Correction & Updation
- Trade advance statement updation & reconciliation
- Vendors, Dealers, Brokers Code Creation
- Develop & implement branch operations strategies to ensure efficient and effective operations
- Monitor and analyze branch performance metrics to identify areas of improvement
- Oversee branch operation, including customer service, sales, and financial transactions
- Develop maintain relationships with customers and other stakeholders
- Identify and implement process improvements to increase efficiency and reduce costs
- Develop & implement branch marketing strategies to increase customer base
- Monitor and analyze customer feedback to identify areas of improvement
- Develop and implement customer service initiatives to improve customer satisfaction
- Cash Management, Deposition & Posting
- PDC Management, Deposition & Posting
- Bank reconciliation
- Monitor and control expenditure & overheads of the branch
- Fixed assets verification & reconciliation
- Handling Branch Audit & Action taken report implementation
- Providing service to customer regarding their queries raise to customer portal online or offline
- Contact closure, NOC Issuance & Updation
- Maintaining disposal & repossession activities as per legal guideline
- FD and SIP Cross Selling, Target Achievement
- Handling the Manpower
Cashier & assistant Account
Mahindra & Mahindra Financial Services Ltd.
05.2009 - 02.2016
- Handling the Cash
- ACH & PDC updation
- Posting the cash & Cheq On Time Line
- FD and SIP Cross Selling, Target Achievement
- Post disbursement Documents Follow up, Correction & Updation
- I was joined MF in may 2009 As a Cashier and Promoted in 2014 as a Assistant Accountant Credit &Operations
- Promoted in 2016 As a Branch Account Manager in Credit & Operations
- (location –PUSAD)
- Promoted in 2024 As Retail branch Manager in Credit & Operations
Education
B.A - undefined
S.G.B UNIVERCATY
HSC - undefined
Amravati Board
SSC - undefined
Amravati Board
MSCIT - undefined
Accomplishments
- Joined MF in May 2009 as a Cashier and Promoted in 2014 as an Assistant Accountant in Credit & Operations.
- Promoted in 2016 as a Branch Account Manager in Credit & Operations (location – PUSAD).
- Promoted in 2024 as Retail Branch Manager in Credit & Operations.
Disclaimer
I hereby declare that all the statements made in the resume are true to the best of my knowledge and belief.
Personal Information
- Category: OBC
- Father's Name: Ramdas Nage
- Date of Birth: 01/18/78
- Gender: Male
- Marital Status: Married
Timeline
Retail Branch Manager
Mahindra & Mahindra Financial Services Ltd.
11.2016 - Current
Cashier & assistant Account
Mahindra & Mahindra Financial Services Ltd.
05.2009 - 02.2016
B.A - undefined
S.G.B UNIVERCATY
HSC - undefined
Amravati Board
SSC - undefined
Amravati Board