Prem Kumar C

• Assessed credit risk and analyzed financial statements.
• Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
• Made decisions and recommendations about extending lines of credit.
• Analyzed customer data such as financial statements to determine level of risk involved for extending credit.

Collaborated with cross-functional teams to ensure successful integration of Oracle systems with other platforms.

Enhanced data security measures through implementation of access controls and regular audits, safeguarding sensitive information from unauthorized access.

Streamlined workflow processes by integrating advanced technology tools into daily operations, improving overall team productivity.

Optimized credit approval and collection processes, improving operational efficiencies.

• Enhanced credit risk management by implementing streamlined processes and rigorous credit assessments.
• Managed a diverse loan portfolio, resulting in reduced delinquency rates and improved overall credit quality.

• Enhanced customer satisfaction by soliciting feedback on products through surveys and focus groups, then implementing necessary changes based on insights gathered.
• Championed data-driven decision-making throughout the organization by integrating analytics tools into daily operations.

• Facilitated effective decision-making processes within the group through open dialogue, active listening, and consensus-building techniques.
• Empowered team members by delegating responsibilities according to individual strengths and areas of expertise.

• Managing Inbound and Outbound Calls.
• Adhering to business policies and also achieving business standards.
• Consolidating the required process data which helps immediate Line Manager.