Summary
Overview
Work History
Education
Skills
Extracurricular Activities
Trainings And Certificates
Timeline
Generic
Priyadharshini L

Priyadharshini L

Credit Manager
Chennai,Tamil nadu

Summary

Hardworking Credit Manager enthusiastic about improving department policies, standardizing processes and increasing customer satisfaction by providing fast, knowledgeable and friendly financial services.

Overview

6
6
years of professional experience
18
18
years of post-secondary education
5
5
Languages

Work History

Credit Manager

HDFC Bank
05.2023 - Current
  • Appraised loans from 6 Lacs upto 10 crs and handled Large category profiles of Transport Operators and captive profiles.
  • Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
  • Investigated and evaluated customers for creditworthiness and potential risk factors.
  • Approved Loans upto 75 Lacs based on credit eligibility assessment.
  • Managed vendor relationships, HFA Preparations, Portfolio management apart from Credit checks.
  • Improved credit risk management by implementing effective underwriting policies and procedures.
  • Mentored junior team members in credit management best practices to enhance overall department performance.

Intern

Indian Bank
02.2023 - 05.2023
  • Supported staff members in their daily tasks, reducing workload burden and allowing for increased focus on higher-priority assignments.
  • Gained valuable experience working within a bank, applying learned concepts directly into relevant work situations.
  • Contributed to a positive team environment by collaborating with fellow interns on group projects and presentations.

Finance Intern

Murugappa - Cholamandalam Investment and Finance Company Limited
05.2022 - 07.2022

Human Resource Trainee

Ifortis Worldwide
05.2021 - 07.2021

Human Resource Intern

Sundaram Business Services Limited
05.2019 - 06.2019

Education

MBA - Finance And HR

Vellore Institute of Technology
Vellore
04.2021 - 01.2023

Bachelor of Business Administration -

Women's Christian College
01.2018 - 01.2021

Diploma in Computerized Accounting - undefined

Women's Christian College
01.2019 - 01.2020

12th CBSE - Commerce With IP

Kendriya Vidyalaya Island Grounds
01.2016 - 01.2018

10th CBSE - General

Kendriya Vidyalaya Island Grounds
01.2006 - 01.2016

Skills

Verbal and written communication

Extracurricular Activities

  • Secretary of Eco Club, WCC Shift II 2020-2021
  • Secured 3rd in Business Quiz, Business Standard Newspaper
  • Awarded Overall Trophy as Sport Captain in 12th.
  • Winner In Interdepartmental Cricket Conducted by WCC 2018-2020
  • Represented my School in Regional Level Kho Kho, Kabbadi and Chess
  • Event Head For Channel Surfing Event - Invictus 2022

Trainings And Certificates

  • International leadership and organizational behavior, Coursera, 10/01/20, 11/30/20
  • Fundamentals of Leadership and Management, NSE-Finmark, 11/01/18, 12/31/18
  • Fundamentals of Stock Market, NSE-Finmark, 11/01/18, 12/31/18

Timeline

Credit Manager

HDFC Bank
05.2023 - Current

Intern

Indian Bank
02.2023 - 05.2023

Finance Intern

Murugappa - Cholamandalam Investment and Finance Company Limited
05.2022 - 07.2022

Human Resource Trainee

Ifortis Worldwide
05.2021 - 07.2021

MBA - Finance And HR

Vellore Institute of Technology
04.2021 - 01.2023

Human Resource Intern

Sundaram Business Services Limited
05.2019 - 06.2019

Diploma in Computerized Accounting - undefined

Women's Christian College
01.2019 - 01.2020

Bachelor of Business Administration -

Women's Christian College
01.2018 - 01.2021

12th CBSE - Commerce With IP

Kendriya Vidyalaya Island Grounds
01.2016 - 01.2018

10th CBSE - General

Kendriya Vidyalaya Island Grounds
01.2006 - 01.2016

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Priyadharshini LCredit Manager