PRIYADHARSHINI TALARI
Chennai
Summary
Dynamic Senior Manager with extensive experience at HDFC BANK, excelling in credit risk analysis and team leadership. Proven track record of enhancing loan origination and profitability while ensuring regulatory compliance. Adept at fostering client relationships and developing policies that mitigate risks, driving significant business growth in competitive markets.
Overview
16
16
years of professional experience
1
1
Certification
Work History
<ul> <li>Managed credit analysis team to ensure compliance with credit policies and efficient operations.</li> <li>Monitored and analyzed credit risk, recommending policy adjustments to mitigate potential risks.</li> <li>Collaborated with customer service to address credit-related issues and enhance customer satisfaction.</li> </ul>
HDFC BANK
Chennai
01.2020 - Current
- Managed credit analysis team to ensure compliance with credit policies and efficient operations.
- Monitored and analyzed credit risk, recommending policy adjustments to mitigate potential risks.
- Collaborated with customer service to address credit-related issues and enhance customer satisfaction.
<ul> <li>Achieved business targets for three consecutive years while leading a team of 45.</li> <li>Developed strategies that increased loan origination and profitability, emphasizing housing loans.</li> <li>Cultivated strong relationships with customers and stakeholders to foster business growth.</li> <li>Monitored market trends and competitor activities to adjust strategies for competitive advantage.</li> <li>Provided senior management with comprehensive reports on branch performance and market conditions.</li> </ul>
HDFC LIMITED
Chennai
01.2017 - 01.2020
- Achieved business targets for three consecutive years while leading a team of 45.
- Developed strategies that increased loan origination and profitability, emphasizing housing loans.
- Cultivated strong relationships with customers and stakeholders to foster business growth.
- Monitored market trends and competitor activities to adjust strategies for competitive advantage.
- Provided senior management with comprehensive reports on branch performance and market conditions.
<ul> <li>Executed strategies to enhance loan origination and branch profitability across UAE, Saudi Arabia, and Oman.</li> <li>Developed promotional materials and engaged in community events to increase customer awareness.</li> <li>Educated clients on housing loan options to facilitate informed decision-making.</li> <li>Managed housing loan portfolio, proactively monitoring repayment schedules and addressing delinquency issues.</li> </ul>
HDFC LIMITED
Chennai
01.2014 - 01.2017
- Executed strategies to enhance loan origination and branch profitability across UAE, Saudi Arabia, and Oman.
- Developed promotional materials and engaged in community events to increase customer awareness.
- Educated clients on housing loan options to facilitate informed decision-making.
- Managed housing loan portfolio, proactively monitoring repayment schedules and addressing delinquency issues.
<ul> <li>Directed cross-departmental meetings to enhance communication and foster collaboration.</li> <li>Delegated tasks effectively, resulting in timely project completion.</li> <li>Managed workflows, schedules, and compliance to optimize employee performance.</li> <li>Established connections with key stakeholders to align business objectives.</li> </ul>
HDFC LIMITED
Hyderabad
01.2011 - 01.2014
- Directed cross-departmental meetings to enhance communication and foster collaboration.
- Delegated tasks effectively, resulting in timely project completion.
- Managed workflows, schedules, and compliance to optimize employee performance.
- Established connections with key stakeholders to align business objectives.
Chennai
HDFC LIMITED
Chennai
01.2010 - 01.2011
Education
Masters in Business Administration - Finance & Marketing
COIMBATORE
COIMBATORE1 2010
Master of Arts - Economics
CHENNAI
CHENNAI1 2007
Bachelor of Arts - Economics
CHENNAI
CHENNAI1 2005
12th -
CHENNAI
CHENNAISkills
- Team Leadership & Stakeholder Management
- Client Relationship Management
- Policy Development & Risk Mitigation
- Data-Driven Decision Making
- Team Leadership & Stakeholder Management
- Client Relationship Management
- Policy Development & Risk Mitigation
- Data-Driven Decision Making
ADDITIONAL INFO
- SPOC for NRI Business Portfolio for Chennai Branch
- SPOC for Audit Compliance & Monitoring for Chennai Branch
- SPOC for Risk Rating & Provisioning Assessment for Chennai Branch
Certification
- Executive Certificate Program in Financial Risk Management, IIM Vizag
- Member of Toastmasters International, Al Nahda Toastmasters Club, Dubai
- Member of Toastmasters International, Prathidhwani Telugu Toastmasters Club, worldwide
Personal Information
Languages
English, Telugu, Hindi, Tamil & Malayalam
Timeline
<ul> <li>Managed credit analysis team to ensure compliance with credit policies and efficient operations.</li> <li>Monitored and analyzed credit risk, recommending policy adjustments to mitigate potential risks.</li> <li>Collaborated with customer service to address credit-related issues and enhance customer satisfaction.</li> </ul>
HDFC BANK
01.2020 - Current
<ul> <li>Achieved business targets for three consecutive years while leading a team of 45.</li> <li>Developed strategies that increased loan origination and profitability, emphasizing housing loans.</li> <li>Cultivated strong relationships with customers and stakeholders to foster business growth.</li> <li>Monitored market trends and competitor activities to adjust strategies for competitive advantage.</li> <li>Provided senior management with comprehensive reports on branch performance and market conditions.</li> </ul>
HDFC LIMITED
01.2017 - 01.2020
<ul> <li>Executed strategies to enhance loan origination and branch profitability across UAE, Saudi Arabia, and Oman.</li> <li>Developed promotional materials and engaged in community events to increase customer awareness.</li> <li>Educated clients on housing loan options to facilitate informed decision-making.</li> <li>Managed housing loan portfolio, proactively monitoring repayment schedules and addressing delinquency issues.</li> </ul>
HDFC LIMITED
01.2014 - 01.2017
<ul> <li>Directed cross-departmental meetings to enhance communication and foster collaboration.</li> <li>Delegated tasks effectively, resulting in timely project completion.</li> <li>Managed workflows, schedules, and compliance to optimize employee performance.</li> <li>Established connections with key stakeholders to align business objectives.</li> </ul>
HDFC LIMITED
01.2011 - 01.2014
Chennai
HDFC LIMITED
01.2010 - 01.2011
Masters in Business Administration - Finance & Marketing
COIMBATORE
Master of Arts - Economics
CHENNAI
Bachelor of Arts - Economics
CHENNAI
12th -
CHENNAI
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