PRIYANSHI TIWARI

Analytics professional with 7+ years of experience in the banking industry, specializing in credit risk, fraud detection, and portfolio analytics. Proven track record of driving strategic decisions through advanced data analysis, statistical modeling, and regulatory reporting. Skilled in tools such as SAS, SQL and Excel to extract insights, monitor risk exposure, and design effective risk mitigation strategies. Deep understanding of the credit lifecycle, including originations, account management, and collections, with hands-on experience in building scorecards, segmentations, and early warning systems. Strong collaborator with cross-functional teams to balance risk and business growth, ensuring alignment with regulatory standards and governance frameworks.

• Awarded ‘Top Performer of the Quarter’ for leading the development of a credit risk scorecard that reduced delinquency rates by 15% in the unsecured lending portfolio for Citibank.
• Recognized by senior leadership for automating end-to-end risk reporting using SAS and Excel, cutting turnaround time by 40% and improving decision speed for Citibank.
• Received client appreciation and performance bonus for building segmentation models that increased approval rates without compromising portfolio quality for Citibank.
• Named ‘Innovation Champion’ for designing a fraud rules engine that cut fraudulent transactions by 30% within the first 6 months of deployment in Barclays.