Intend to build a career with corporate environment with committed and dedicated people, which will help me to explore myself fully and realize my potential.
> Providing the business banking solutions to current account clients in both Fund based and Non Fund based product segment.
> Understanding and analyzing the Financials and business models of targeted customers (both SENP & SEP profiles) for providing the proper working capital solutions.
> Managing Branch Distribution Channel in Central Kolkata Location for NTB acquisition of WC proposal (CC, OD, Term Loan), Packing Credit Facilities, LER and LRD proposals also.
> Liaisoning with internal Corporate team of bank and corporate channel partners for distribution of Supply Chain Finance product of bank and successful onboarding of them post credit appraisal.
> Also, maintaining the industry connects for developing business in the product line of Medical Equipment and Industrial equipment finance.
> Always maintaining a proper hygiene in terms customer interaction in CRM process and lead funnel management. Also ensures the due diligence process of bank prior to onboarding of any client.
> Managing a team of 2 Relationship Officer, train them about the products that the bank offers to achieve their MOM targets.
> Joined as Management Trainee- SEl department of bank to get the expertise in the area of Working capital and Business Loan offerings of the bank.
> Managed a dedicated team of 16 Relationship Officers for doing asset business from mapped branch distribution channels.
> Dealing with small ticket size working capital products and business loan product to cater the Small enterprise clients
> Learned to analyze the ABS of client to provide the right solutions to the targeted customer base.
> Focusing on increasing the book size while ensuing the profitability of bank in terms of yield and PF.
> Managing the portfolio of Clients, servicing them in terms of renewals, enhancement and fulfilling their ADHOC requirements. Also maintaining the portfolio quality by regular engagement with the existing clients, enhancing awareness about interest servicing and controlling the early mortality cases for the newly onboarded cases.
> Looking after the BCP division of Caterpillar business in the mining area area of Jharkhand, Birbhum, Asansol.
> Providing the presentation of product offerings to the targeted audience of construction equipment segment.
> Ensuing post service sales with the help of dedicated service engineers and ensuing the parts requirement of clients on timely basis.
> Achieving the business volumes assigned on time to time basis and also ensures the market presence increasing the lost sales activity in the assigned areas.
Indian Institute of Banking & Finance (IIBF), 10/01/18
Flat No- 2B, 45, MC Garden Road, Dumdum, Kolkata- 700030
Landmark- Opposite Garden Plaza Apartment
Numismatics