R. LAKSHMIPATHI

• Collaborated with team leaders to define standards, policies and procedures to meet company revenue goals.
• Negotiated loan terms and conditions with customers to secure best deal.
• Identified opportunities to cross-sell and upsell loan products to customers.
• Assisted customers with completing loan applications and other paperwork.
• Evaluated loan requests and documents to verify accuracy and completeness.
• Developed and maintained relationships with customers, lenders and other third parties.
• Approved loan applications based on customer creditworthiness and provided detailed financial advice.
• Proactively identified solutions for customers experiencing credit issues.
• Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
• Analyzed potential risks and evaluated loan products to identify suitable options for customers.
• Monitored pipelines to track and log status of loans.
• Processed loan applications and monitored progress from start to finish.
• Explained very technical financial information to applicants in easy to understand language.
• Researched and updated industry knowledge on changing legislation and regulations.
• Supervised loan personnel and motivated to maintain customer service and performance standards.
• Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
• Established plans and payoffs for customers' loans, prioritizing control of overall costs.
• Assessed loan portfolios for compliance with underwriting policies.
• Monitored budget and revenue trends, compiling reports for company leadership to inform decision-making.

• Analyzed potential risks and evaluated loan products to identify suitable options for customers.
• Explained very technical financial information to applicants in easy to understand language.
• Developed and maintained relationships with customers, lenders and other third parties.
• Approved loan applications based on customer creditworthiness and provided detailed financial advice.

Bike dealership directly source of sales credit units...

• Delivered energetic responses to customers in-store and by telephone, going above and beyond to serve needs.
• Prioritized helping customers over completing other routine tasks in store.
• Researched sales opportunities and possible leads to exceed sales goals and increase profits.
• Achieved sales goals and service targets by cultivating and securing new customer relationships.
• Volunteered for extra shifts during holidays and other busy periods to alleviate staffing shortages.