R. Sankaran
Chennai
Summary
Demonstrated analytical skills with a strong ability to collaborate effectively within teams. Seeking a career that fosters long-term growth and development aligned with professional qualifications. Committed to contributing to organizational success through data-driven decision-making and teamwork.
Overview
27
27
years of professional experience
1
1
Certification
Work History
Assistant General Manager of Internal Audit Group
ICICI BANK
Chennai
01.2007 - Current
- Handling Internal audit of ICICI Bank Group CSR activity
- Zonal Head (Southern Region), handled Tamilnadu, Karnataka, Andhra Pradesh and Kerala states covering 400 audit locations in a year
- Conducting Internal Audits of various functions for ICICI Bank.
- Internal audit in the area of Retail branch banking, Central Operations, Agricultural advances, SME Credits, Corporate banking and Retails assets.
- Handling Concurrent audit function of the Bank covering over 300 branches.
- Providing training new recruits and developing skills and nurturing their talents.
Assistant General Manager
IDBI BANK
Mumbai
05.1998 - 06.2007
- Handled Branch Operation at the initial year
- Conducting Internal audit in diversified areas such as Trade finance, Retail and Corporate banking and CCU/CPU operations with a risk based audit approach in FINACLE platform.
- Evaluation of internal control system and compliance with Policies and Procedures in the areas of TRADE FINANCE: – Regulatory compliance in reference to Foreign Exchange transactions - Exports/Imports, remittances, forward contracts, Capital account transactions, filing of ‘R’ and regulatory returns, LC opening, Bank guarantee and Bill discounting done at branch level with a focus to mitigate control risk and income risk/leakage.
- RETAIL ADVANCES: – Process review and compliance audit in retail advance products – Housing loan, Loan against shares, Educational loans and Loan against other securities.
- RETAIL BANKING: – Branch audits have been done extensively to study branch compliance to internal control system in the area of Cash Operations, Customer service, ATM management, Deliverable management, De-mat and Locker Operations etc in 20 branch locations at least pa.
- COPORATE BANKING: - Branch adherence to internal standards in making advance proposals, appraisal standards, pre and post sanction compliance, security creation, loan setup, Account profitability, review of accounts financials status/conduct of account and LRM exercise.
- OPERATIONS: - Evaluation of control system at Centralised/Regional processing center in the area of Account opening, De-mat, CMS, Govt business, Currency chest operations, Centralised clearing units.
- FRAUDS/INVESTIGATION AUDITS: - Few such Instance arisen cases evaluated the internal control lapse and reported the extent of damage/financial loss to management independently as well as a team member.
- OFFSITE MONITORING: - With system tools in place carried out off-site audits to monitor transactions of exceptional nature.
- CONCURRENT AUDIT SYSTEM: - Review on effectiveness of concurrent audit system during branch visits, extended support in providing checklist and need based assistance.
- TRAINING PROGRAMME: Presentations are made for the new joiners in their induction program on banks internal control procedures regulatory requirement and meeting satisfactory audit compliance.
Education
DISA - Information Technology
DISA
Institute Of Chartered Accountants Of India12-2005
Chartered Accountancy -
Institute of Chartered Accountants of India
11.1997
Cost Accountancy -
Institute of Cost Accountants of India
11.1995
B.Com -
Univ. of Chennai
01.1989
Skills
- Internal audit
- Fraud investigation
- Process improvement
- Risk assessment
- Employee training
Languages
English, Tamil & Hindi
ABOUT MYSELF
My family values and my professional qualifications & experience have instilled in me a sense of discipline, loyalty, dedication and commitment towards personal as well as Organizational goals. I believe that I have the ability to function well in a flexible, well-structured work environment.
Certification
- CAIIB from the Indian Institute of Bankers, Mumbai
- Certified Information Systems Auditor from ICAI
Hobbies and Interests
Watching movies, listening music, playing cricket
ADDITIONAL PERSONAL INFORMATION
- DATE OF BIRTH: July 23, 1967
- MARITAL STATUS: Married having two sons
Timeline
Assistant General Manager of Internal Audit Group
ICICI BANK
01.2007 - Current
Assistant General Manager
IDBI BANK
05.1998 - 06.2007
DISA - Information Technology
DISA
Chartered Accountancy -
Institute of Chartered Accountants of India
Cost Accountancy -
Institute of Cost Accountants of India
B.Com -
Univ. of Chennai