R Sathish Kumar

• Profile: Crypto - Transaction Monitoring Process (AML), Financial Crime
• Investigation
• Led a team of 50+ Agents in monitoring and analyzing crypto transactions to
• detect suspicious activities and ensure compliance with regulatory
• requirements.
• Provided training and guidance to team members on best practices and
• regulatory updates related to transaction monitoring.
• Trained and mentored junior Agents, fostering a culture of continuous
• improvement and professional development within the team.
• Monitored key performance indicators (KPIs) to identify areas for improvement
• and implement corrective actions.
• Oversaw budget management, reducing operational costs by 10% through
• effective resource allocation and cost-saving initiatives.
• Collaborated with senior management to develop and execute business
• strategies that aligned with company goals.
• Train and mentor delivery staff, providing guidance and support to ensure
• high-quality service delivery
• Manage and allocate resources effectively to meet delivery targets and
• deadlines
• Monitor and track delivery performance metrics, identifying areas for
• improvement and implementing corrective actions

• Profile: Correspondent Banking - Transaction Monitoring Process (AML), Financial Crime Investigation & KYC
• Responsible for managing a team of 100+ associates, team leaders, and managers
• Managing associates' day-to-day activities, motivating and encouraging them, enhancing their skills, and managing their personal development.
• Identify, initiate, and implement improvements and enhancements in all areas of Correspondent Banking and KYC process
• Responsible for achieving function goals, ensuring the team is capable of operationalizing and achieving team objectives, and overseeing the team's financial resources (budget, expenses).
• Responsible for establishing, implementing, and maintaining operational risk control environments, including reviewing business risks and auditing compliance issues.
• Train and mentor delivery staff, providing guidance and support to ensure high-quality service delivery.

• Profile: Correspondent Banking - Transaction Monitoring Process (AML),Financial Crime Investigation
• Managing a team of Analysts & Specialist involved in transaction monitoring to process Cases in line with Assess, Analyse, Act (AAA) process for SCB, NY Correspondence banking.
• Perform financial Crime investigations to identify Money Laundering / Terrorist Financing & Criminal activities through internal/external systems,
• Analyse significant financial crime risk events to ensure that all connected parties, particularly cross-border are identified and reported at the appropriate levels internally.
• Exercise upon each unique case with best investigative approach, ensuring that standard DOI and country requirements are satisfied Identification and escalation of potential risks and issues to senior management.
• Establish efficiently and effectively whether or not further investigative (RFI to RM) is required.
• Providing leadership and coaching to direct reports to ensure they are highly engaged and performing to their potential.
• Maintaining effective working relationships with the country team in United States, external consultants supporting the unit and other relevant business units across the group.
• Responsible for overview and management of consulting partners such as TCS to clear the backlog alerts & cases.
• Providing training and mentoring to analysts on investigative techniques, internal systems, products and Anti-money laundering policy and regulations.
• Conducting Quality assurance review of sample cases to ensure that appropriate dispositions have been recommended by analysts.

• Honeybee Corpvisory Private Limited ( Service Provider to the Mutual Fund Industries) | Chennai, India
• Profile: Client Screening, Transaction Monitoring & KYC Process
• Ensure efficient identification and monitoring of suspicious activities and transactions.
• Screening the clients who purchase a units in AMC & Investigate and assess alerts which generate in Pythagoras System
• Ensure timely, efficient reporting of suspicious transactions to AML Compliance Officer
• Ensure proper investigation of suspicious transactions or money laundering alerts.
• Provide AML Compliance Training especially on identification and reporting of suspicious transactions
• Ensuring alerts are triggered as per the pre defined criteria.
• Stay up-to-date with industry trends and best practices, making recommendations for improvement or innovation

• Profile: AML Operations (Transaction Monitoring, Payment Screening and Sanction Screening Process)
• People Management, Stakeholder engagement & Appraisals.
• Ensure effective implementation of the Global Anti Money Laundering Policies & Regulations of FATF & OFAC Regulations and Internal Policies.
• Monthly Quality Assurance MI Reporting & QA Calibration &Operational Risk Reporting.
• Ensure through supervision that transactions/payments are screened dealt with timely and effectively as per assigned operational coverage, and global process and procedures
• Access, Analyze and Act on transactions within time frame in MANTAS application.
• Identify any operational risk within the process and update the risk log as appropriate
• Provide support, guidance and train the team members & Identifying the training needs of the team members and conducting monthly one to one feedback session

Profile: Retail Banking Operation

• Stay updated on industry trends and market conditions to identify opportunities for growth and improvement.
• Collaborate with other branch heads and senior management to develop and implement company-wide initiatives
• Prepare and present reports on branch performance, including financial statements and sales forecasts
• Resolve customer complaints and inquiries in a timely and satisfactory manner
• Ensure compliance with company policies, procedures, and regulations
• Provide leadership and guidance to branch staff, including training and development opportunities
• Monitor and analyze branch performance and make necessary adjustments to improve efficiency and profitability

• Profile: Bills Payables
• Aging Analysis & Reporting on Monthly Foreign Travel Advance settlements.
• Reporting on Quarterly Vendor Analysis for High spends and Top 20 Vendors.
• Trend Analysis of monthly spends on categories.
• Cost reclassification entries for Property Dept based on cost apportionment ratio.
• Ageing analysis of Sundry suspense accounts and control accounts reporting.
• Monthly Reporting on KRI (Key Risk Indicator) and KCS (Key Control Standard) to Country Finance.
• Preparing Monthly Dash Boards and Discuss the same with Country finance
• Preparing Daily Activity Report to Review TAT Adherence and SLA Misses and report the same to Country finance on Daily basis.
• Review & reporting on prepayment expenditure and TDS monthly reconciliation.
• Review of Monthly Delegation of Authority Grid sent to Country finance.
• Review of Daily online suspense and vendor control Accounts (AP/GL) Reconciliation.

• Maintain and update financial records and documentation
• Perform month-end and year-end close processes
• Reconcile bank statements and general ledger accounts
• Ensure accuracy and compliance with accounting principles and regulations