Ragupathi Saravanan

• Responsible for supporting the business in implementing, controlling, validating, and/or improving technological tools that are used or intended to be implemented related to the AML KYC and related processes.
• Serve as an escalation point within Transaction Risk Monitoring for potential AML/CTF alerts to guide the nature of alerts, actions required, and partners in, or assumes, the investigation based on complexity and risks.
• Provides training and guidance to agents to help enable AML/CTF detection and handling.
• Develop data-driven solutions that meet statistical rigor for the purpose of informing, enhancing, and optimizing AML business processes.
• Screen names against SDN list and exercise sound judgment in deciding whether or not there is a true match.
• Monitor and investigate High Risk clients, complex corporate, commercial and small business cases, including inquiries from Correspondent Banks, applying expert knowledge of the Bank’s products and services along with expert knowledge of standard business practices to investigate and assess potential AML and operational risk exposures.

• Prepared SAR as necessary and filed them under FinCEN regulations.

•Review new and existing client transactions to identify suspicious activity or compliance risks.

• Conduct extensive investigations into suspected fraud across all products and

services offered by the institution.

• Develop and maintain relationships with internal stakeholders to gather

information for investigations.

• Worked closely with the compliance team to ensure adherence to internal

policies as well as regulatory requirements.

• Served as subject matter expert on AML Transaction Monitoring (TM) requirements and educated employees on AML regulations through regular training and communications.

• Conducted thorough due diligence investigations on new clients to assess risk levels using various sources including public records, online databases, media searches, etc.

• Analyzed complex data sets identifying any red flags or areas where further

investigation may be needed.

• Maintained accurate documentation throughout the client onboarding

process providing support if necessary during routine regulatory audits.

• Effectively participated in cross-team strategizing efforts to achieve optimal

goals.

• Utilized superior data visualization and data management skills.