Rahul Doke
Banking and finance professional
Chhatrapati Sambhaji Nagar (Aurangabad)
Summary
Dynamic professional with over 20 years of experience in Retail Asset Operations, specializing in post-sanctions and disbursement activities. Extensive knowledge in back office management ensures seamless financial processes. Proven ability to collaborate effectively with diverse teams across all organizational levels, driving collective success and achieving strategic objectives. Committed to leveraging expertise to enhance operational efficiency and contribute to organizational growth.
Experienced leader with strong background in guiding teams, managing complex projects, and achieving strategic objectives. Excels in developing efficient processes, ensuring high standards, and aligning efforts with organizational goals. Known for collaborative approach and commitment to excellence.
Overview
22
22
years of professional experience
Work History
Manager
HDFC Bank Ltd
10.2010 - Current
- Credit Administration Department: Preparation, scrutiny, and execution of credit documentation for corporate lending, i.e. Term loans, working capital facilities, and non-fund-based limits.
- Mortgage documentation and creation of security, including drafting deeds and liaison with legal and valuation agencies.
- Monitoring and updating on covenants decided between the bank and the borrower at regular intervals, i.e. Stock statements, insurance policies, and DP calculations.
- Processing of limit disbursement and tranche disbursement, document scrutiny, along with handling renewal of limits and documentation.
- Maintaining MIS and audit compliance, liaising with relationship managers, legal, compliance, and centralized processing units.
- Currently handling the retail disbursement, vendor empaneling activity, and post-disbursement document processing.
- Product handled as per laid down process and policies by organization :- Commercial Transportation Group, Construction Equipment Group, Agricultural products, Auto New Car, Used car products, Unsecured loans like Personal Loan, Self Employed professional, Business loan, SLI (Sustainable livelihood initiatives), Gold Loan.
Customer Account Manager
ICICI Bank Ltd
02.2006 - 10.2010
- As a Team Leader, I successfully handled retail disbursement, banking activities, and cash reconciliation activities. Provided audit compliance for every process of the department. Also provided training and timely updates on bank policies to all executives.
- Manage and lead a team of four executives responsible for disbursement-related activities, i.e. File checking, disbursement within TAT, payment release, and dispatch of deliverables to central operations and customers.
- Also, having experience in handling the customer service department, in which I deal with quality and service turnaround time to satisfy loan customers. Maintained audit compliance of the department and coordinated with the legal advisor for legal escalations.
- Lead a team of CPAs for Two-Wheeler Loans, Auto Loans, and Commercial Vehicle Loans, which results in enhanced quality of disbursement and reduced payment TAT.
Executive
ICICI Home Finance Co. Ltd
11.2004 - 02.2006
- Maintaining disbursement TAT of payment, zero errors in non-discrepancy checking of all logged files for all products. Also handled the retail banking activities, cash reconciliation, and inventory monitoring.
Farm Equipment Div. as an Executive
ICICI Bank Ltd
04.2003 - 10.2004
- Coordinating with dealers of tractors for sourcing, maintaining sales, and credit MIS. Also handled file disbursement checking activities.
Education
B.A. - Economics
B.A.M.University
Aurangabad, India04-2002
Bachelor of Arts - Economics
S.B. Arts And Commerce College
Aurangabad 04.2001 -
High School Diploma -
S.B. High School
Aurangabad 04.2001 -
Skills
Diploma in software development
Interests
Play Cricket, Listen to Music, Daily workout for fitness, Spend time with family members & friends
People Management
- Co-ordinate with various teams in central operations for Exception Reports.
- Co-ordinate with other branch teams to collect various reports & inputs.
- Supervised training program for sales / credit teams of various products & new joiners of dept.
- Co-ordinate with back end processing agency for processing of disbursement files.
- Initiate new ideas & projects for increasing team efficiency and productivity.
Knowledge Purview
- Banking Operation
- Product Promotion
- Customer Engagement
- Dealers Engagement
- Client Relationship Management
- Business Development
Strength
- Honesty
- Patience
- Punctuality
Timeline
Manager
HDFC Bank Ltd
10.2010 - Current
Customer Account Manager
ICICI Bank Ltd
02.2006 - 10.2010
Executive
ICICI Home Finance Co. Ltd
11.2004 - 02.2006
Farm Equipment Div. as an Executive
ICICI Bank Ltd
04.2003 - 10.2004
Bachelor of Arts - Economics
S.B. Arts And Commerce College
04.2001 -
High School Diploma -
S.B. High School
04.2001 -
B.A. - Economics
B.A.M.University
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