Rahul Jain
Kota
Summary
Dynamic Credit Manager with extensive experience at HDFC Bank, excelling in loan underwriting and credit risk assessment. Proven ability to motivate teams and enhance customer relations, achieving timely collections and aligning credit offerings with market needs. Skilled in analyzing financial statements to ensure borrower creditworthiness and drive business success.
Overview
17
17
years of professional experience
Work History
Credit Manager
HDFC BANK LTD
KOTA
2023.10 - Current
- Managed credit risk assessment processes for loan applications and credit limits.
- Analyzed financial statements to determine borrower creditworthiness effectively.
- Collaborated with sales teams to align credit offerings with market demands.
- Assessed customer creditworthiness based on financial reports, payment histories and other sources of information.
- Collected overdue payments from customers using various methods such as phone calls, emails or letters.
Con Current Auditor (ICICI Bank)
Bhutoria Ganesan & Co.
Kota
2017.05 - 2022.11
- Company Overview: The concurrent audit covers all transactions of the bank.
- The concurrent audit covers all transactions of the bank.
- Checking on Daily Basis Financial Transaction.
- Checking Weekly Basis Non Financial Transaction.
- Suprise Check Of Cash.
- Maintain Deleverables.
- The concurrent audit covers all transactions of the bank.
Senior Account Executive
Radiant Digitek Network Private Ltd
Kota
2016.06 - 2017.05
- Mainting of Collection From Operators.
- Preparing financial statements.
- Reconciling sub-ledger to general ledger account balances.
- Maintain of Bank Reconcilation.
Customer RelationShip Officer
Bandhan Bank Ltd
Bhilwara
2015.10 - 2016.05
- Bank Teller.
- Process deposits, withdrawals and other banking transactions.
- Open and close accounts as required.
Sales Executive
Bandhan Micro Finance
Kota
2013.12 - 2015.09
- Collection of Outstanding Loan from Customer.
Article Assistant
Yogendra & Associates
Kota
2009.01 - 2012.02
- Analyzed monthly balance sheet accounts.
- Prepared and Filed Tax Return.
- Tax Auditing.
Education
CA-CPT -
The Institute of Chartered Account of India
M. Com (Prev) -
University of Kota
KotaB. Com -
University of Kota
KOTASkills
- Ability to motivate staff and maintain good relation
- Loan underwriting
- Ability to work to deadlines, under pressure
- Good manners
Hobbies and Interests
- Playing Video Games
- Listen Music
Languages
- English
- Hindi
Personal Information
- Date of Birth: 08/22/90
- Gender: Male
- Nationality: Indian
Timeline
Credit Manager
HDFC BANK LTD
2023.10 - Current
Con Current Auditor (ICICI Bank)
Bhutoria Ganesan & Co.
2017.05 - 2022.11
Senior Account Executive
Radiant Digitek Network Private Ltd
2016.06 - 2017.05
Customer RelationShip Officer
Bandhan Bank Ltd
2015.10 - 2016.05
Sales Executive
Bandhan Micro Finance
2013.12 - 2015.09
Article Assistant
Yogendra & Associates
2009.01 - 2012.02
CA-CPT -
The Institute of Chartered Account of India
M. Com (Prev) -
University of Kota
B. Com -
University of Kota