Rahul Sharma

Directed business development and strategic alliances for Unsecured Loans at Paisabazaar.

Scoped opportunities to develop and launch innovative products with select lenders, aimed at mitigating the cyclicality of the lending business.

Established robust supply back-ups to ensure consistent business execution.

Engaged with partners at CEO and CXO levels to foster sustainable growth.

Managed cross-functional partner engagement from analytics and risk perspectives.

Executed strategies for continuous supply management to enhance operational efficiency.

Established industry-first initiatives at Paisabazaar since 2018, leading Business Units for pre-approved segments.

Held full P&L responsibility, driving robust business development and leadership initiatives.

Developed largest profitable franchise at Paisabazaar with over 600 crore monthly disbursement volumes across 11 banks.

Created end-to-end digital consumer journeys, significantly reducing slippages and customer drop-offs.

Designed impactful consumer offers based on bureau insights to enhance engagement across segments.

Managed Credit Cards Business Unit for two years, maintaining similar responsibilities and achievements.

Developed STPL category at Paisabazaar, focusing on supply creation across diverse customer segments.

Facilitated B2B sales of Bureau Credit Services and Decision Analytics solutions to financial institutions and telecom sectors.
Maintained account relationships with scheduled banks, MFIs, and credit societies.
Boosted sales volumes of business information reports for banking institutions by implementing strategic initiatives.

• Drove balance sheet growth by enhancing fee-based income through new client outreach.
  Optimized yields while performing comprehensive financial and risk analysis of mortgage transactions.
  Proposed credit appraisals based on rigorous financial evaluations and accounting metrics.
  Developed detailed financial reports to support strategic planning and risk management.

Established and nurtured relationships with property developers in Gurgaon for home loan initiatives.

Managed DSA-led business operations to enhance market outreach and client acquisition.

• Developed software solutions using Java and SQL for client projects.
• Collaborated with team members to gather requirements and design applications.