Your Name
Gurgaon
Summary
Detail-oriented and performance-focused Credit Manager with over 3 years of experience in loan underwriting, credit risk evaluation, and financial process enhancement. Skilled in maintaining regulatory compliance, improving approval workflows, and supporting customer satisfaction.
Overview
5
5
years of professional experience
Work History
Credit Manager
Rupee112
09.2023 - 03.2026
- Handled credit processing, documentation review, and risk analysis.
- Supported policy-based compliance.
- Collaborated with internal teams to optimise application handling.
- Maintained accurate records and reporting for audit, and internal use.
- Reviewed new credit requests, verifying eligibility and capability to understand credit position of clients.
Operations Executive
IndiaLends
10.2022 - 08.2023
- Reviewed business loan applications and documentation.
- Coordinated with departments to streamline processing steps.
- Identified process gaps and supported operational improvements.
- Collaborated with team members to achieve target results.
Loan Processing Executive
Paisa Bazar
06.2021 - 08.2022
- Managed personal loan applications and customer coordination.
- Ensured timely communication between clients and banking partners.
- Provided end-to-end support to customers during the loan cycle.
- Kept organisation in compliance with regulations and internal requirements.
- Reviewed reports, recommendations and requests from subordinate leadership.
Education
Bachelor of Commerce -
Maharaja Ganga Singh University
01.2023
Senior Secondary -
CBSE-Mohta Public School
01.2020
Skills
- Credit Underwriting
- Financial Statement Analysis
- Risk Mitigation
- Regulatory Compliance (RBI/NBFC)
- Loan Processing & Review
- Cross-Functional Collaboration
- HR & Leadership Development
- CRM
- MS Excel
- Financial Tools
- Credit risk assessment
Accomplishments
- Contributed to process improvements in the credit approval flow.
- Maintained documentation accuracy across all assigned files.
- Supported team initiatives to improve operational turnaround.
- Built strong relationships with internal departments and clients.
Languages
- Hindi
- English
- Hindi
Personal Information
- Father's Name: Mr. Rajkumar Sharma
- Date of Birth: 10/13/02
Timeline
Credit Manager
Rupee112
09.2023 - 03.2026
Operations Executive
IndiaLends
10.2022 - 08.2023
Loan Processing Executive
Paisa Bazar
06.2021 - 08.2022
Bachelor of Commerce -
Maharaja Ganga Singh University
Senior Secondary -
CBSE-Mohta Public School