Startups
Rajat Agarwal
MBA(IB), IIFT-Kolkata
Bhilai,CG
Summary
An MBA(IB) student at IIFT, Kolkata with a work-experience in BFSI sector. I am an experienced Banker with strong mathematical skills and a devotion to customer service. Highly adept in banking functions, bringing forth a proven track record of client satisfaction. I have proven track record in credit and loan processes, and I am committed to continually enhance my skills and expertise. A strong team member with the ability to work independently, as well as within a division
Overview
3
3
Certifications
5
5
years of post-secondary education
4
4
years of professional experience
Work History
Customer Relationship Manager
South Indian Bank Ltd
06.2017 - 07.2021
● Responsible for administration of overall MSME credit portfolio of a unit.
● Responsible for rigorous credit assessment of clients in line with the credit policy of the company.
● Ensured all long term and short term requirements of clients are handled in a professional manner.
● Monitored the implementation of projects in case of project finance and reported inherent risks to be factored in before the commencement of the project.
● Track sectors and industries to factor into the industrial and sectoral rating of the businesses.
● Ensuring all compliance, documentation and other reporting requirements.
● Investigated and evaluated clients for creditworthiness and potential risk factors before onboarding.
Consultant- Offshore Faculty
Specadel Technologies Pvt Ltd
12.2016 - 05.2017
● Mentored College Grade Math students of UK, USA, Australia, Middle East.
●Conducted online lectures of more than 200+ hours with excellent rating track record.
Education
Master of Science - Physics
IISc Bangalore
Bangalore 08.2011 - 09.2016
XII - Science
Delhi Public School
BhilaiX -
Kendriya Vidyalaya
DurgSkills
Research and due diligence
Customer Relations
Financial Management
Credit Analysis
MS Excel
Python
Accomplishments
- Selected as one of the few Managers dedicated for MSME vertical in South Indian Bank based on proprietary talent management system.
- Promoted as Scale 2 officer based on rigorous selection process of written exam and interview in first attempt.
- Managed a banking unit with business turnover of Rs 760 million.
- A recipient of prestigious KVPY Scholarship offered by the Dept of Science and Technology, India.
- Among 5 students across the globe to be awarded a Summer Internship at IIASS, Salerno, Italy.
- Among 20 students across the globe to be awarded a Summer Internship at IST, Austria.
Certification
Certified Associate of Indian Institute of Bankers
Interests
Equity Research
Business History
Cricket
Content Creation
Timeline
Certificate in KYC/AML
10-2019
Certified Associate of Indian Institute of Bankers
01-2019
Junior Assoiate of Indian Institute of Bankers
07-2018
Customer Relationship Manager
South Indian Bank Ltd
06.2017 - 07.2021
Consultant- Offshore Faculty
Specadel Technologies Pvt Ltd
12.2016 - 05.2017
Master of Science - Physics
IISc Bangalore
08.2011 - 09.2016
X -
Kendriya Vidyalaya
XII - Science
Delhi Public School