RAJATH SHETTY
ANALYST
Bengaluru
Summary
Dedicated and results driven professional with over 6 years of experience in Stressed Asset Management with a leading ARC. Proven track record of success in resolving distressed corporate accounts through strategic planning, negotiation, and effective execution of resolution activities. Possesses comprehensive knowledge of end-to-end processes related to the SARFAESI Act, DRT procedures, and IBC. Adept at fostering collaborative relationships with clients, stakeholders, and consortium lenders to drive successful resolution initiatives.
Overview
8
8
years of professional experience
Work History
Analyst
JM Financial Asset Reconstruction Company Limited
Sep.2018 - Current
- Authorized Officer: Acted as Authorized Officer for various accounts based in southern region of India
- Independently managed portfolio of distressed assets, conducting thorough assessments and formulating strategies for asset recovery and resolution
- Collaborated closely with cross-functional teams including legal counsel, finance, and operations to streamline asset recovery processes and enhance efficiency
- Legal Representation: Managed litigation processes under SARFAESI, DRT, HC, and IBC, ensuring compliance with legal frameworks and timely resolution of large and small distress loans
- Corporate Account Resolution: Implemented various strategies for resolving corporate accounts, including Corporate Insolvency Resolution Process (CIRP) under NCLT, restructuring, settlements, Resolution Plan, private treaty, enforcement, and extensive negotiations with borrowers/promoters/resolution applicants.
Business Development Executive
Raksha Technologies
2017 - 2018
- Communicated directly with customers and partners to build strong business networks and relationships.
- Identified business development challenges and customer concerns for proactive resolution.
- Negotiated client contracts and agreements to cultivate profitable business transactions.
- Provided exceptional customer service by promptly addressing client concerns and resolving issues as they arose.
- Conducted competitor analysis to identify gaps in market and capitalize on untapped opportunities.
- Established robust sales pipeline by consistently identifying, qualifying, and nurturing leads through various outreach methods.
- Increased client base by identifying and pursuing new business opportunities through market research and networking.
- Built strong relationships with clients, leading to increased customer satisfaction and repeat business.
- Developed customized solutions for clients, addressing their unique needs and helping them achieve their goals.
Business Development Executive
STI Infotech
2016 - 2017
- Built strong relationships with clients, leading to increased customer satisfaction and repeat business.
- Communicated directly with customers and partners to build strong business networks and relationships.
- Identified business development challenges and customer concerns for proactive resolution.
- Developed customized solutions for clients, addressing their unique needs and helping them achieve their goals.
- Negotiated client contracts and agreements to cultivate profitable business transactions.
Education
MBA - Marketing
MP Birla Institute of Management
Bengaluru, India 2016 - 2018
BBA -
PESIAMS
Shimoga, India 2014 - 2016
Skills
Effective Communication
Decision making
Negotiation Skills
Collaboration and Teamwork
Time Management
Sales and Marketing
MS Excel
MS Word
MS Power Point
Documentation And Reporting
Compliance Analysis
Accomplishments
- Resolution of chronic defaulter such as RR Infopark Limited, Kamineni Steels and Power India Limited, Kundil Group, Deepa Panels Pvt. Ltd, KJ Hospital etc;
- Successfully recovered a sum of Rs. 90 Crores during the year 2023-2024;
- Ensured 40 number of properties are put on auction and sold under RDB Act or SARFAESI Act;
Personal Information
- Date of Birth: 10/02/92
- Gender: MALE
Languages
English
Bilingual or Proficient (C2)
Kannada
Bilingual or Proficient (C2)
Hindi
Bilingual or Proficient (C2)
Tulu
Bilingual or Proficient (C2)
Telugu
Elementary (A2)
Timeline
Analyst
JM Financial Asset Reconstruction Company Limited
Sep.2018 - Current
Business Development Executive
Raksha Technologies
2017 - 2018
Business Development Executive
STI Infotech
2016 - 2017
MBA - Marketing
MP Birla Institute of Management
2016 - 2018
BBA -
PESIAMS
2014 - 2016