Rajesh Meghwal

• Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
• Investigated and evaluated customers for creditworthiness and potential risk factors.
• Managed the entire end-to-end credit approval process from application review through contract negotiation and final execution.
• Improved credit risk management by implementing effective underwriting policies and procedures.
• Enhanced department efficiency by streamlining processes, reducing errors, and automating routine tasks.

• Maintain the corporate credit policy - The duties of a credit manager include developing credit scoring models, negotiating loan terms, and calculating interest rates.

• Credit - Credit is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately, but promises either to repay or return those resources at a later date.

• Evaluate creditworthiness and risks - Evaluating the creditworthiness of the customers. · Maintaining detailed records of company loans. · Approving or rejecting the loans based on the available data.

• Maintain records of loan applications - Negotiate loan terms with clients; Monitor payments; Maintain records of loan applications; Follow up with clients to manage debt settlements and loan renewals.

• Calculate and set interest rates - Calculate and set loan interest rates; Negotiate loan terms with new customers; Monitor customers' loan payments; Review and update the company's credit policy .

• Monitor payments - Maintain records of loan applications; Follow up with clients to manage debt settlements and loan renewals; Ensure all lending procedures.

• Maintain the corporate credit policy - The duties of a credit manager include developing credit scoring models, negotiating loan terms, and calculating interest rates.
• Credit - Credit is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately, but promises either to repay or return those resources at a later date.
• Evaluate creditworthiness and risks - Evaluating the creditworthiness of the customers.
• Maintaining detailed records of company loans.
• Approving or rejecting the loans based on the available data.

• Checking all the process happening in the branch as well as Regional office.
• Check the quality of Branch as well as Region office.
• Pointing out the mistake of the staff and make them understand about policy of the company.
• Checking the control on cash weather cash is correct according mention in vault.
• Checking all KYC of the clients.
• Checking the process of Loan Disbursement of Clients.
• Checking all register which are there in branch.
• Taking correct action against Fraud.

• Enhanced risk identification processes for early detection and mitigation of potential threats.
• Developed strong relationships with internal staff, promoting a culture of risk awareness and accountability.
• Achieved regulatory compliance by ensuring adherence to finance standards and guidelines related to risk management.
• Conducted regular audits of existing policies and procedures, ensuring their continued effectiveness in addressing organizational goals related to mitigating risks.
• Conducted thorough analysis of historical data, helping identify patterns and trends in potential risks.
• Identified opportunities for process improvement and cost reduction through insightful analysis of current risk management practices.

• Maintain the corporate credit policy - The duties of a credit manager include developing credit scoring models, negotiating loan terms, and calculating interest rates.

• Credit - Credit is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately, but promises either to repay or return those resources at a later date.

• Evaluate creditworthiness and risks - Evaluating the creditworthiness of the customers. · Maintaining detailed records of company loans. · Approving or rejecting the loans based on the available data.

• Maintain records of loan applications - Negotiate loan terms with clients; Monitor payments; Maintain records of loan applications; Follow up with clients to manage debt settlements and loan renewals.

• Calculate and set interest rates - Calculate and set loan interest rates; Negotiate loan terms with new customers; Monitor customers' loan payments; Review and update the company's credit policy .

• Monitor payments - Maintain records of loan applications; Follow up with clients to manage debt settlements and loan renewals; Ensure all lending procedures.

• Worked with EXCEL Maintain all Branches data and submit Final Report.
• Prepare salary sheet, Portfolio, Member attendance data with their graph, staff wise productivity per month of all Branches.
• Maintain all the data of Regional Stock which Pass our Branches.
• Worked with to resolve problems, improve operations and provide exceptional customer service.
• Devoted special emphasis to punctuality and worked to maintain outstanding attendance record, consistently arriving to work ready to start immediately.
• Processes, coaching employees on company protocol and payroll operations.
• Protected company assets with strategic risk management approaches.