RAJESH RAMALINGAM
Pondycherry
Summary
Dedicated Team Leader with expertise in quality assurance initiatives, issue resolution and interpersonal communication. Proficient with project management, personnel training and production scheduling. Sets example for work ethic, punctuality and quality.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Team Leader
Rencata solutions (Vista Point Mortgage)
03.2021 - Current
- Working as a team lead to manage multiple pipelines in Origination process which includes Pre-UW, Clear to close (CTC review) and Post closing Quality Assurance review
- Maintain a thorough working knowledge of industry standards and guidelines
- I will provide guidance, training & floor support to the team & new joiners in the team
- Help to facilitate any new joiner’s certification-Supervision of production workflows and work queues
- Prepared detailed underwriting reports for management review.
- Provide floor support & help team members on need basis
- Conduct regular feedback sessions with team members
- Perform other duties as assigned by Management
- Managed budgeting responsibilities including forecasting expenses, tracking spending, and preparing reports for upper management.
- Maintained positive working relationship with fellow staff and management.
Subject Matter Expert
First Source Solutions
01.2020 - 03.2021
- Working with all C's and verify the borrower’s ATR
- Verify credit processing and underwriting communicate loans decisions to clients/internal departments in a timely fashion and ensure compliance deadlines are met with regards to pre-disclosures, approval letters, denial notices, and counteroffer
- Assist management to clear conditions and expedited loan closing
- Decision making based on loan review or recommend the loan status
- Working as a QA
Senior Underwriter
Wipro BPO
02.2019 - 08.2019
- Working as an underwriter as Inline QC process
- Verify the borrower’s Income, Credit, and collateral
- Mainly focus on borrower’s Ability to repay strength, since we were working for second mortgage
- Providing underwriting training to other team members and working on clarification with client
- Providing counteroffer to declined loans and tries to get borrower within guideline.
Pre-Funding QC Auditor
First source solutions
07.2018 - 02.2019
- Working as a Prefunding QC testing analyst for UAT process
- Verify credit processing and underwriting communicate loans decisions to clients/internal departments in a timely fashion and ensure compliance deadlines are met with regards to Pre-disclosures, approval letters, denial notices, and counteroffer
- Develop and maintain positive working relationship with co-workers, internal and external clients/business partners, and vendors
- Assist management to clear conditions and expedited loan closing.
Mortgage Underwriter
Accenture
03.2015 - 06.2018
- Verified accuracy of documentation such as income statements, tax returns, bank statements and other related documents.
- Assessed potential risks associated with each transaction prior to approving loans.
- Participated in regular training sessions regarding updates in relevant laws or regulations.
- Approved or denied loan applications and explained reasoning behind decisions.
- Evaluated collateral properties to assess market value.
Education
B.C.A -
Saradha Gangadharan Arts And Science College
04.2014
H.SC - Computer Science
Navalar Nedunchezhian Govt. Hr.Sec.School
04.2011
SSLC -
Pandit Duraisamy govt. high school Pondicherry
04.2009
Skills
- Documentation and Reporting
- Work Planning
- Shift Scheduling
- Quality Improvement
- Team Supervision
- Leading Team Meetings
- SOP Adherence
Additional Information
8 years 10 month Mortgage underwriting and 1 Year in Vehicle loan Experience
Notice Period : Typically 30 to 60 Days
Job Role preference's : Team Lead or Assistant Manager
Personal Information
Date of Birth: 02/10/93
Disclaimer
I hereby declare that the particulars furnished above are true and correct to the best of my knowledge and belief.
Certification
- UI Path (Robotics Process Automation)
Languages
Tamil
First Language
English
Upper Intermediate (B2)
B2
Timeline
Team Leader
Rencata solutions (Vista Point Mortgage)
03.2021 - Current
Subject Matter Expert
First Source Solutions
01.2020 - 03.2021
Senior Underwriter
Wipro BPO
02.2019 - 08.2019
Pre-Funding QC Auditor
First source solutions
07.2018 - 02.2019
Mortgage Underwriter
Accenture
03.2015 - 06.2018
B.C.A -
Saradha Gangadharan Arts And Science College
H.SC - Computer Science
Navalar Nedunchezhian Govt. Hr.Sec.School
SSLC -
Pandit Duraisamy govt. high school Pondicherry
- UI Path (Robotics Process Automation)
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