Summary
Overview
Work History
Education
Skills
Certification
Accomplishments
Hobbies and Interests
Personal Information
Affiliations
Languages
References
Timeline
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RAKESH BEDI

Bangalore

Summary

A highly motivated banking professional with 14+ years of experience in credit services and global banking. Proven expertise in Lending Documentation, risk management, audit compliance and process improvement. Adept at producing MI reports to senior stakeholders and managing audit requirements.

Aspiring to leverage extensive knowledge and leadership skills to grow into the role of Assistant Vice President, driving operational excellence and supporting business growth.

Overview

14
14
years of professional experience
1
1
Certification

Work History

Manager

HSBC
Bangalore
09.2021 - Current
  • Oversee end-to-end lending documentation for Global Banking clients, ensuring compliance with internal policies and external regulations.
  • Conduct detailed checks on credit documentations before release to RMs, ensuring accuracy.
  • Ensured all documentation is accurate and complete prior to funding any facility.
  • Implemented systems for tracking operational performance metrics.
  • Identified opportunities for process improvement initiatives through analysis of current processes and procedures.
  • Generated and reviewed MI reports for high-level stakeholders, detailing various sub processes pertaining to Post Lending.
  • Maintained effective communication between staff members by providing guidance on tasks and projects or addressing any concerns they may have had about their functions and deliverables.
  • Actively participate in internal and external audits ensuring adherence to compliance requirements and implementing corrective actions if needed.
  • Acting as a first line of defence as Risk owners for identifying, owning and managing operational risks.
  • Lead and support process improvement initiatives, introducing innovative solutions to enhance operational efficiency and reduce turnaround times.
  • Collaborate with Relationship managers, Implementation managers and Legal teams to review and finalise facility letters and loan agreements for Global banking clients.

Assistant Manager

HSBC
Kolkata
04.2018 - 09.2021
  • Key and lone resource in Kolkata to manage the business end to end.
  • Collaborated with Malaysia counterpart and USA stakeholders for daily, weekly, monthly and quarterly report production.
  • Created and maintained required databases, spreadsheets and tracking mechanisms.
  • Streamlined reporting processes by evaluating data sources, compiling data and redesigning output.
  • Maintained documentation of all report requirements and changes.
  • Generated monthly performance summaries for senior leadership team.
  • Facilitated internal auditing processes through provision of necessary data sets and analyses.
  • Built relationships with stakeholders across departments to ensure accurate collection of required data points.

Subject Matter Expert

HSBC
Kolkata
02.2017 - 04.2018
  • Reviewed loan documents and ensured that they met the requirements of applicable laws and regulations.
  • Prepared disbursement requests, funded loans, and updated customer accounts in the system.
  • Investigated discrepancies with loan data and resolved them promptly.
  • Monitored loan status to ensure compliance with terms of agreement.
  • Assisted customers with inquiries related to their existing loans or applications for new ones.
  • Performed daily reconciliation of bank accounts and prepared necessary reports accordingly.

Senior Analyst

Barclays Shared Services
Noida
12.2010 - 01.2017
  • Monitored industry trends in lending practices and regulations to ensure compliance with applicable laws.
  • Provided support to business banking lending teams with loan origination activities.
  • Maintained accurate records of all loan transactions, including payments, balances, and interest rates.
  • Participated in training sessions designed to improve knowledge and skills related to lending practices.
  • Partnered with internal departments such as legal, compliance, audit. on matters relating to loan operations.
  • Verified customer account information prior to processing payments.
  • Drafted policies and procedures for mitigating risk associated with new products or services offered by the company.
  • Reviewed internal processes related to credit risk management and recommended improvements where necessary.
  • Reviewed customer payment requests to ensure accuracy and compliance with company policies.

Education

10th standard -

DAV PUBLIC SCHOOL

12th standard -

DAV PUBLIC SCHOOL

B.Sc (H) - Zoology

Vinobha Bhave University

Skills

  • Business Development
  • Team Handling
  • Credit Documentation and Compliance
  • Global Banking and Commercial Lending
  • Reconciliations
  • Risk Management and Mitigation
  • Stakeholder management and Reporting
  • Credit Card Management
  • Fraud Monitoring
  • Microsoft Office Proficiency
  • Business Communications
  • Team management
  • Team Leadership and collaboration
  • Business Planning
  • Cross-Functional Teamwork

Certification

  • "Team Leadership and Motivation" course certification from Centre of Excellence, UK.
  • Certified Life Coach from New Skills Academy, US in the area of relationship and wellness.
  • Diploma in 'Diet and Nutrition advice' from Centre of Excellence, UK.
  • Completed Linkedin course in Prompt Engineering - How to talk to AI's.
  • Diploma in 'How to be a super learner" from Centre of Excellence, UK.

Accomplishments

  • Q2 Shining Star of 2024.
  • Performer of the Quarter in 2023 with credit services.
  • Global Value Award given by Barclays in Jan 2016 for devoting time to uplift underprivileged children.
  • International Book of Records participant in a World record of "Most number of original works by maximum number of writers and artists featured in an E magazine." - felicitated in an event on 23 Feb 2022 at Jaipur, Rajasthan.

Hobbies and Interests

  • Travelling
  • Photography
  • Study Nutrition
  • Writing Poems, Articles and short stories

Personal Information

  • Father's Name: Mr A.K Banerjee
  • Marital Status: Married

Affiliations

  • Produced videos to garner motivation among people from various age groups.
  • Loves travelling, Photography and study Nutrition.
  • Published motivational fiction "From Pillars to Roast" in 2017 and more recently delved into children habit genre to publish a new book named " Mayhem Munchkin's Marvellous Makeover - from Chaos to clean."

Languages

Bengali
First Language
English
Proficient (C2)
C2
Hindi
Advanced (C1)
C1

References

References available upon request.

Timeline

Manager

HSBC
09.2021 - Current

Assistant Manager

HSBC
04.2018 - 09.2021

Subject Matter Expert

HSBC
02.2017 - 04.2018

Senior Analyst

Barclays Shared Services
12.2010 - 01.2017

10th standard -

DAV PUBLIC SCHOOL

12th standard -

DAV PUBLIC SCHOOL

B.Sc (H) - Zoology

Vinobha Bhave University

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RAKESH BEDI