Summary
Overview
Work History
Education
Skills
Timeline
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RAJIB KHATOI

RAJIB KHATOI

42, INDRAPRASHTA, POKHARIPUT, PHASE II, BHUBANESWAR

Summary

Strategically minded MIS Head of MSME vertical known for high productivity, efficient task completion and for Interpersonal skill. Possess specialized skills in Data analytics, Business Analytics, Regulator Reporting, Investor reporting, Grievance redressal, Securitizations, Direct Assignment, Business Correpondence, Co-lending, LOS & LMS Mangement. Excel in leadership, strategic planning, and problem-solving to deliver results effectively and in time. Having vast experience can easily accommodate in part of the business process and always looking for organization's profitability with discipline, and within the organization's policy and regulatory guidelines.

Overview

19
19
years of professional experience

Work History

MIS HEAD, MSME

ANNAPURNA FINANCE
BHUBANESWAR
10.2015 - Current
  • Execution of DA transaction (Coordinating with Arranger, Investor and Rating Agencies)
  • Preparation of all Data points pertaining to DA (Pool, FCF, Static Pool, Vintage, Portfolio Cuts and other Data points).
  • Verification and Analysis of all Data relating to Pool Criteria for Secured Business, Unsecured Business and LAP loans.
  • Address all the queries of Investor, regulator, and trustees. Also address all the disputes related to credit bureaus. and also address all the queries of Regulator and Ombudsman.
  • Coordinating with Credit Guarantee companies for all data points and claim settlement.
  • Analysis of Disbursement and collections to trace the deviation if any as compared to organizations policy.
  • Analysis of new threat if any and to inform management for immediate action.
  • Developed and maintained comprehensive MIS reports to facilitate decision-making processes for senior management.
  • Developed, tested and implemented system changes to improve MIS operations.
  • Developed and implemented MIS strategy to ensure successful completion of business objectives.
  • Coordinated with stakeholders across the organization to gather requirements for new MIS initiatives.
  • Developed and maintained MIS procedures and standards to ensure data accuracy and integrity.
  • Developed and maintained MIS databases to ensure accuracy of data.
  • Participated in cross-functional teams tasked with developing new features or services related to MIS reporting.
  • Provided guidance to management on best practices for utilizing MIS and process control systems.
  • Designed, tested, deployed, maintained and improved various MIS systems such FIMO, Kuliza, Jayam MSME.
  • Created and implemented new policies, procedures, and protocols for the MIS team.
  • Provided technical support to users regarding MIS systems and applications.
  • Developed, implemented and maintained the organization's MIS systems.

MIS HEAD

JAGANNATHA FINANCE
BHUBANESWAR
09.2005 - 09.2015
  • Oversaw day-to-day operations of the MIS Department.
  • Preparation of Disbursement report, Demand Due, Collections, PAR and Overdue reports, Asset Classification.
  • Coordinating with Bankers for Securitization transactions.
  • Taking care of Reconciliation of Disbursement and collections with Accounts.
  • Coordinate with statutory auditor for finalizing Balance sheet and with Internal Auditor for quality control.
  • Making strategy with management for disbursement and collections with proper data analysis.
  • Worked closely with senior management to develop IT strategy aligned with overall Business objectives.
  • Managed backup, user account and helpdesk systems.
  • Analyzed workflows and established priorities for daily operations.
  • Met with stakeholders to collaborate and resolve problems.
  • Reviewed program plans to develop and coordinate activities.
  • Preparaton of Database, Data Collections, Data Validation, Data Consolidation
  • Investor and other stakeholders reporting

Education

MBA - Finance And Banking & Insurance Management

UTKAL UNIVERSITY
BHUBANESWAR

Bachelor of Commerce (Hons.) - Financial Accounting

UTKAL UNIVERSITY
BHUBANESWAR

Skills

  • Regulator reporting
  • Investor reporting
  • Grievance redressal
  • Credit Bureau reporting
  • MFI/MSME LOS & LMS
  • Securitization and Direct Assignment
  • Business Correspondence
  • Co-Lending
  • Inorganic Business
  • Business Data Analytics
  • Internal Control
  • Analytical Thinking
  • Quantitative data analysis
  • Process improvement strategies
  • Quality assurance processes
  • Treasury Management
  • Business and collection Monitoring
  • Reconciliation
  • Interpersonal Skills
  • Time Management
  • Adaptability
  • Excellent Communication
  • Problem-solving aptitude
  • Expertise in MS-Excel

Timeline

MIS HEAD, MSME

ANNAPURNA FINANCE
10.2015 - Current

MIS HEAD

JAGANNATHA FINANCE
09.2005 - 09.2015

MBA - Finance And Banking & Insurance Management

UTKAL UNIVERSITY

Bachelor of Commerce (Hons.) - Financial Accounting

UTKAL UNIVERSITY

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RAJIB KHATOI