Ramaraj S

• strategic planning, team leadership, customer engagement, and administrative tasks
• planning, organizing, staffing, leading and controlling

Generated commercial and Business loans For Self Employed Customers

Developed new lending opportunities through customer marketing efforts.

Ensured documents are executed properly and all required information is obtained from Officer or borrower immediately.

Reviewed new loan guidelines, programs, updates and changes.

Control and supervises the Banking unit for the smooth functioning.Sets the monthly business targets for Group Loan and Individual loan

specific operations within an organization to ensure operational excellence and enhanced performance at all times.

Oversee day-to-day operation

Monitor team performance and report to Reporting Managers

Responsible for the admission of new customers to the existing group. Responsible to meet the business targets pertaining to group loans

Carries out the pre and post-loan activities related to the Individual loans, meaning: acquisition of new clients and maintenance of renewal clients, financial analysis, presenting the loan applications to the Sanctioning Committee, portfolio administration, prioritizing the repayment of loans to preserve the portfolio quality.

Promotion - Promotes new potential clients and eligible GL clients offering the Individual Lending products

Makes a close follow up of the disbursed loans, especially of the ones not paying on time - Loan Utilization Check

Responsible for his portfolio administration, promoting its growth and keeping it with acceptable levels of arrears which requires daily planning and organization of activities.

• Followed quality standards and procedures to minimize errors and maximize customer satisfaction.
• Updated quality control standards, methods, and procedures to meet compliance requirements.
• Evaluated quality problems and performed assessments to identify and resolve issues.
• Rejected materials, components and finished products and documented reasons.