Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
Ramesha G

Ramesha G

Shimoga

Summary

To obtain a business support position with a service unit where my business support skills and experience in handling administrative duties can move things smoothly and quickly in the company.

Overview

6
6
years of professional experience
2
2
Languages

Work History

Branch Operations Manager (HL & LAP)

Truhome Finance Ltd
06.2025 - Current
  • Managed daily branch operations for optimal productivity and customer satisfaction.
  • Supervised a team of employees, fostering a positive work environment and emphasizing professional growth.
  • Performed monthly compliance checks.
  • Contributed to ongoing process improvements that led to increased efficiency across various aspects of branch operations.
  • Improved branch efficiency by streamlining operations and implementing new processes.
  • Technical , Legal , RCU initiations.
  • Customer service handling like SOA, Part Payments, Repayment and providing the details to customers.
  • Check printing, cheque handover process, MIS updation.
  • PDD and OTC clearance.
  • Daily MIS Disbursement MIS, Cheque handover MIS , Dispatch MIS tracking.
  • File dispatch and originals PDD updation and dispatch with in TAT and without error.

Operation Manager (Secured & Unsecured)

Bajaj Finance Limited
04.2022 - 01.2025
  • Ensure loans are processed in accordance with established guidelines and lending rules/regulations.
  • Verifying of KYC documents of Login files as per finance guidelines and raising a Query in discrepancy sheet.
  • Checking Valuation Report and with follow-up with vendor.
  • Original Documents checking with vetting and Legal documents checking and in-house vetting also done at the time of disbursement.
  • Secured (BLSE/LAP/HOME LOAN) files checking as per finance guidelines and raising a Query in discrepancy sheet.
  • Calculating income from the required income documents of the borrowers and co-borrowers.
  • Pre checking and Authorisation of Salaried Home Loan and Mortgage (BLSE, PLSE) Loan & loan against property (LAP) Disbursement Documents.
  • Monthly once conducting the meeting to Sales team, regarding latest communications.
  • Managing MIS for Pending Post Disbursal Documents MIS and follow-up with Sales on daily basis.
  • KYC Checking, EPFO, Serviceable area, MCA List and Checking, Firm Profile and PaidUp capital.
  • Processing disbursement for all Secured, Unsecured & loan against property cases.
  • Daily all MIS checking and collecting the report from team and consolidate MIS Hindi share to Area manager.
  • Every month target done Monthly More than 100 files without Error and with in TAT.
  • Verifying of KYC documents of Login files as per finance guidelines and raising a Query in discrepancy sheet.
  • Manages and directs the daily activities of the mortgage operation department.
  • Oversees all lending functions, sales, funding, processing and closing.
  • Manages subordinate staff and the day to day performance of their jobs.
  • Technical and Legal vendor bills processing.
  • Cheques Handover process and Original property papers handover to Customer.
  • MODT/discharge deed registration.
  • All register books updation with MIS.

Assistant Manager (Secured)

Bajaj Housing Finance Limited
05.2021 - 12.2021
  • Manages and directs the daily activities of the mortgage operation department.
  • Oversees all lending functions, sales, funding, processing and closing.
  • Manages subordinate staff and the day to day performance of their jobs.
  • Managing Branch Team Leader, Daily MIS (WIP MIS, Cheque in hand MIS, PDD and OTC MIS).
  • Handling disbursement process for secured loan.
  • PDD/MOE management and handling.
  • Tracking, monitoring and time updation PDD and related MIS.
  • Co-ordination with Sales team, RCU team and Operations for seam execution of process.
  • Supporting superiors in office administration.
  • Daily MIS checking and updation.
  • Daily checking PDD documents afterwords we will release the cheque to the sales team on an approval basis.

Executive

Team Lease Service PVT LTD
02.2020 - 05.2021
  • Manages and directs the daily activities of the mortgage operation department.
  • Oversees all lending functions, sales, funding, processing and closing.
  • Manages subordinate staff and the day to day performance of their jobs.
  • Managing Branch Team Leader, Daily MIS (WIP MIS, Cheque in hand MIS, PDD and OTC MIS).
  • Handling disbursement process for secured loan.
  • PDD/MOE management and handling.

Education

B. COM - undefined

Sahyadri commerce and management college, Shimoga
01.2019
GPA: Ist Class

PUC - undefined

Govt PU College, Tumari
01.2013
GPA: I Class

S.S.L.C - undefined

V S High School, Kedalasara
01.2011
GPA: IInd Class

Skills

Microsoft office & Excel

Accomplishments

  • Received Kudos award for an exceptional work for the Sep month 2023.
  • Received Prodigy award for an exceptional work for the April month 2024.

Timeline

Branch Operations Manager (HL & LAP) - Truhome Finance Ltd
06.2025 - Current
Operation Manager (Secured & Unsecured) - Bajaj Finance Limited
04.2022 - 01.2025
Assistant Manager (Secured) - Bajaj Housing Finance Limited
05.2021 - 12.2021
Executive - Team Lease Service PVT LTD
02.2020 - 05.2021
Sahyadri commerce and management college - B. COM,
Govt PU College - PUC,
V S High School - S.S.L.C,

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Ramesha G