RASATHI S
Thiruvallur
Summary
To work in an environment which encourages me to succeed and grow professionally where I can utilize my skills and knowledge appropriately.
Overview
6
6
years of professional experience
Work History
Senior Process Associate
Tata Consultancy services
07.2017 - 02.2023
- Performed KYC due diligence EDD/CDD/complaince on customer accounts/client onboarding acccounts- monitored customer accounts via internal database
- Updated mandate forms, proof of ownership documents, change of address verified on high/low/medium risk customer accounts
- Escalated account is PEP and SPF found or other negative media report
- Investigated client using world check
- Verified accuracy of SOW(Source Of Wealth)
- Obtained updated documents from RM fpr client accounts
- Performed enhanced and specialized due diligence reviews on high risk business banking customers
- Identified and escalated any suspicious or unusual matters to AML & Line of business compliance for further investigation
- I will also promote and sustain strong engagement and mutually beneficial relationships with key internal business stakeholders
- Excellence in oral and written communication in english language with proven strength for personal engagement
- Liaise with internal and external clients ensuring compliance
- Validated all the necessary documents for account opening process
- Opening an savings, current, MF and SB accounts for the custome.
Business Process Enabler
Tata Consultancy services
- 07.2017
- Order placement with various fund house, clear stream and UBS market
- Trading and settlement of mutual fund and security bonds
- Funding and settlements for the orders placed
- Contracting and settlement for the orders placed
- Corporate action which includes dividend, coupons, voluntary and involuntary corporate actions
- Managed reconciliation for both cash and unit reconciliation
- Worked on monthly and quarterly MIS and KPIs
- Involved in handling SIP orders for the customers
- Handled transfer instruction of securities with various fund houses
- Price maintenance in system on daily basis with source from bloomberg system
- Fund and securities maintenance.
Senior Associate
WNS Global Service
06.2023
- End to end knowledge on sanctions screening, Sanctioned countries and types of sanctions
- Performing screening for various segments such as PEP, ADM, Sanctions, Newly onboarded clients
- Performing screening for individuals and entities to validate their presence in our system
- If the specified individual or entity presence is not identified, then will close the case as false match from our end
- If the specified individual or entity presence is identified, then will escalate the case to level 3 for further action on feezing the assets.
Education
Bachelor of Science - Mathematics
DRBCCC Hindu College
Chennai06-2015
Skills
- AML Risk Management
- End to End KYC
- Account Maintenance
- Customer Due Diligence
- Enhanced Due Diligence
- KYC QC & QA Check
- Client Onboarding and Validation
- Core - Banking Operations
- Sanction Screening
- Name Screening
- Periodic Review
- Remediation
Tools
- Eclipse (Bahrain, UAE & UK)
- Firco Soft
- OPCRM
- Lexis Nexis (Bridger)
- World check
- Open-Source Google site
Customer Service And Account Maintenance
- Processing account maintenance activites such as name change, address change, card issuance, profile switching, account closure, ect.
- Strong knowledge on WAU process.
- Strong knowledge on fund transfer and draft issuance with live rate based on customer request.
- End to end knowledge on payments mode like SWIFT, CHAPS, Faster payment & Swift code.
- Strong knowledge on Deceased and DSAR process and guidelines.
- Address customer queries in a timely and accurate fashion.
- Given accurate and appropriate information to answer questions, troubleshoot issues and resolve complaints.
- Built customer loyalty by placing followup emails for customers who reported issues and queries.
- Responding customer queries and request through email and CBOL mode with quality.
Other Activities And Team Handling
- Managing the day-to-day activities of the team.
- Allocating cases to the team on daily volumes received and track for completion.
- Performing quality check for all the activities processed by maker.
- Mark modification/error and send feedback to the user if there is any incorrect details/transaction updated by maker.
- Motivating the team to achieve organizational goals.
- Developing and implementing a timeline to achieve targets.
- Conducting training of team members to maximize their potential.
- Conducting monthly performence review for the team.
- Process review with auditor for monthly and quaterly RCSA review and samples collect.
Aml Sanction
- Responsible for adherence to Payments and AML- Sanctions rules/policies.
- Performed timely verification of suspicious transactions and took immediate action.
- Reviewed all required AML/ KYC Regulatory requirements for all clients and analyzing any transactions that appear unusual based on the customer profile.
- To attend training and responsible for being updated on compliance related matters.
Achievements And Appreciations
- Received individual performer award from client for 100GBP for the years 2018 & 2020
- Received star performer award for the period 2017-2022.
- Received on the spot award for the period 2015-2022.
Academic Qualification
2012 - 2015: BSc Mathematics completed in DRBCCC Hindu college, Chennai
Personal Information
- Date of Birth: 10/06/95
- Nationality: Indian
- Marital Status: Married
Languages
- Tamil
- English
Timeline
Senior Associate
WNS Global Service
06.2023
Senior Process Associate
Tata Consultancy services
07.2017 - 02.2023
Business Process Enabler
Tata Consultancy services
- 07.2017
Bachelor of Science - Mathematics
DRBCCC Hindu College
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