Summary
Overview
Work History
Education
Certification
Personal Information
Disclaimer
Timeline
Generic

RASHMI

Credit Process Associate
Dehradun

Summary

To pursue a challenging career where I can use my knowledge and skills and be a part of a well-established organization that gives a scope to enhance my knowledge and utilize my skills towards the growth of the organization.

Overview

6
6
years of professional experience
2
2
Certifications

Work History

Credit Processing Associate

Mahindra Finance
Dehradun
09.2022 - Current
  • Ensured accurate data entry for all processed applications while maintaining strict adherence to deadlines.
  • Analysing of legal and technical reports and all other reports related to mortgage property.
  • Continuously following up from vendors regarding case related documents for timely completion of loan process.
  • Collaborated with team members for efficient workload distribution, ensuring timely completion of tasks.
  • Provided support to sales teams by promptly addressing credit-related concerns, fostering strong cross-functional relationships.
  • Reduced errors in credit applications through thorough review and attention to detail.
  • Proactively identified potential fraud risks through vigilant review of documentation and verification procedures, safeguarding company assets from loss due to fraud or misrepresentation.
  • Improved understanding of financial statements, which helped in assessing risk.
  • Provided support to compliance team for timely completion of disbursement process.

Credit Process Associate

YES BANK
New Delhi
04.2019 - 12.2020
  • Preparing and checking of documents to process loan requests from login to disbursement as per bank policy
  • Evaluating customer's financials (individuals & company) to check the creditworthiness of client
  • Analyses CIBIL records of the customers
  • Maintaining the update records of loan applications (MIS)
  • Assisting senior credit team to smooth processing of files login to disbursement.

Sr. executive

HDFC Bank
New Delhi
04.2018 - 12.2018
  • Collecting and checking the KYC documents of customer to process loan requests
  • Checking CIBIL records of customers
  • Preparing and maintaining MIS of Loan applications
  • Cross selling of other asset & liabilities like CASA, Life insurance, credit card etc
  • Telling the customer about other products, offers and schemes provided by bank.

Education

Master Of Business Administration -

Lovely Professional University
Punjab
08.2020

Bachelor Of Commerce -

DAV College (Guru Nanak Dev University)
Jalandhar Punjab
07.2015

Intermediate - Commerce

Kendriya Vidyalaya
Rail Coach Factory Kapurthala Punjab
03.2012

High School -

Punjab School Education Board
Kapurthala Punjab
03.2010

Certification

Certificate in manual accounts and Tally ERP9 from Progressive Institute of Management and Technology.

Personal Information

  • Date of Birth: 07/19/93
  • Gender: Female
  • Marital Status: Married

Disclaimer

I hereby declare that all the above mentioned information given by me is true and correct to the best of my knowledge and belief.

Timeline

Credit Processing Associate

Mahindra Finance
09.2022 - Current

Completed BFSI training program from IBAF education service Pvt Ltd dehradun uttrakhand

07-2022

Credit Process Associate

YES BANK
04.2019 - 12.2020

Sr. executive

HDFC Bank
04.2018 - 12.2018

Certificate in manual accounts and Tally ERP9 from Progressive Institute of Management and Technology.

10-2014

Master Of Business Administration -

Lovely Professional University

Bachelor Of Commerce -

DAV College (Guru Nanak Dev University)

Intermediate - Commerce

Kendriya Vidyalaya

High School -

Punjab School Education Board

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RASHMI Credit Process Associate