To pursue my career in progressive and professionally managed organization, this will provide opportunities and environment to draw upon my knowledge, Skills and clear strengths for mutual benefit.
Overview
5
5
years of professional experience
Work History
Credit Processing Associate
SMFG India Home Finance Company Limited (formerly known as Fullerton India Company Limited.)
11.2024 - Current
Handling responsibility as a team member in home loans Credit Department.
Initiate for FI and RCU Reports and follow-up regularly.
Initiate the Legal and Technical documents for Reports and follow up regularly.
Handling EOD, FI, RCU, Legal and Technical and CIBIL MIS daily basis.
Coordinating with Operations and sales for smooth floating of the files.
Maintaining a separate track for all rejected and un-disbursed files data and sending the same to updating team located at central operations and Prepared Daily/Weekly/Monthly MIS Reports on Credit Applications, approval ratios and SLA Compliance.
Keeping the tracks of all the activities done to a particular all loan files.
Ensure adherence to know your Customer (KYC) norms and other regulatory and internal compliance standards throughout the credit process.
Work with internal teams (like Ops or Sales) to reslove credit related issues and ensure smooth operation.
Verified completeness and authenticity of customer submitted financial documents (ID proof, Income statements, Bank statement), and Cross checked customer details against internal database and external credit bureaus for accuracy.
Generated daily dashboards on credit pipeline status, approvals, rejections, and pendings cases.
MIS Executive
Country Club Pvt Limited
08.2020 - 02.2023
Created management reports in excel that became company standard for recording financial information.
Preparing spreadsheets that redefined how company reconciled balance sheets on weekly, monthly and annual sheets.
Created pivot tables and charts using worksheet data and external resources, modified pivot tables, sorted items and group data, and refreshed and formatted pivot tables.
Credit Processing Associate
Grihum Housing Finance Ltd (formerly known as Poonawalla housing finance ltd.)
03.2023
Handling responsibility as a team member in home loans Credit Department.
Process the files as per the Process Rules and insert the data into 2system.
Initiate for FI and RCU Reports and follow-up regularly.
Initiate the Legal and Technical documents for Reports and follow up regularly.
Handling EOD, FI, RCU, Legal and Technical and CIBIL MIS daily basis.
Coordinating with Operations and sales for smooth floating of the files.
Maintaining a separate track for all rejected and un-disbursed files data and sending the same to updating team located at central operations.
Keeping the tracks of all the activities done to a particular all loan files.
Education
B.Tech - Electronics and Communication Engineering
Christu Jyothi Institute of Technology and Science(jntuh)
Intermediate - MPC
SS Junior College(BIE)
High School -
Vivekananda High School(SSC)
Skills
Data entry
Sort and filtering
Pivot table and pivot chart
Vlookup and Hlookup
Languages
English, Telugu
Languages
English
First Language
Hobbies and Interests
Cycling, Listening music
DECLARATION:
I hereby declare that the information furnished above is true and correct with best of my knowledge. MINUKURI JAMUNA
PERSONAL DETAILS:
Father’s Name: Minukuri Venkat Reddy
Language Known: English, Telugu
Marital Status: Married
Nationality/Religion: Indian
Children’s: Baby Girl
Interest & Hobbies: Cycling, Listening music
Timeline
Credit Processing Associate
SMFG India Home Finance Company Limited (formerly known as Fullerton India Company Limited.)
11.2024 - Current
Credit Processing Associate
Grihum Housing Finance Ltd (formerly known as Poonawalla housing finance ltd.)
03.2023
MIS Executive
Country Club Pvt Limited
08.2020 - 02.2023
B.Tech - Electronics and Communication Engineering
Christu Jyothi Institute of Technology and Science(jntuh)
Credit Processing Associate at Pay U Finance India Private Limited.(Veeraraghavan and Co.ltd )Credit Processing Associate at Pay U Finance India Private Limited.(Veeraraghavan and Co.ltd )