JAYASREE A
COIMATORE
Summary
Skilled in credit processing with experience in financial industry roles. Ability to handle high-volume transactions. Noted for enhancing operational efficiency by streamlining credit approval processes. Strong understanding of risk management principles demonstrated through previous work impact.
Overview
2
2
years of professional experience
Work History
CREDIT PROCESSING ASSOCIATE
KOTAK MAHINDRA BANK LTD
12.2022 - Current
- Processed and verified loan applications, income documents, and credit reports to ensure compliance with underwriting guidelines.
- Supporting the credit manager with administrative tasks, such as maintaining customer records and managing accounts receivable.
- Conduct credit checks and financial background reviews for individual and business applicants.
- Verified applicant income, employment history, and other required financial data.
- Login of files, verification of KYC, preparation of CAM and eligibility sheet, telephone PD with customers, and generation of sanction letter.
- Submitting files for RCU, verifying and scrutinizing legal documents based on panel advocates' legal opinion, and verifying the technical report to arrive at the disbursement amount based on LTV.
- Logging files for disbursement to the ops team and coordinating until the conversion of the file.
- Maintaining TAT for processing cases, and also maintaining day-to-day credit data MIS for login and disbursement cases.
Education
Bachelor of Accounting And Finance -
Sri Ramakrishna College of Arts And Science
Coimbatore05-2022
Associate of Arts -
CSI Girls Higher Secondary School
Coimbatore03-2019
High School Diploma -
Girls Higher Secondary School
Coimbatore03-2017
MBA - Banking And Finance
Bharathidasan University
TrichySkills
- Credit analysis
- Loan processing
- Regulatory compliance
- Data entry
- Financial documentation
- Customer verification
Accomplishments
- Completed Tally ERP 9 with GST at Genesis Tally Academy
- Job-oriented course in professional presentation, new models of business in society, AI for everyone, the fundamentals of digital marketing, and Swayam course in insurance
Timeline
CREDIT PROCESSING ASSOCIATE
KOTAK MAHINDRA BANK LTD
12.2022 - Current
Bachelor of Accounting And Finance -
Sri Ramakrishna College of Arts And Science
Associate of Arts -
CSI Girls Higher Secondary School
High School Diploma -
Girls Higher Secondary School
MBA - Banking And Finance
Bharathidasan University
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