Summary
Overview
Work History
Education
Skills
Projects
Disclaimer
Certification
Websites
Timeline
Generic
Raveendra Kumar Rajput

Raveendra Kumar Rajput

Hyderabad

Summary

Specialization in crop insurance, reinsurance arrangements, risk analytics, and government scheme implementation (PMFBY) with a proven track record of leading cross-functional teams

Overview

14
14
years of professional experience
1
1
Certification

Work History

General Manager- Risk

Kshema General Insurance Co. Ltd
Hyderabad
05.2025 - Current
  • Spearhead end-to-end risk management for the crop insurance vertical, ensuring profitable participation in government tenders and strategic portfolio diversification.
  • Assess qualitative and quantitative risk factors across micro Agro-climatic zones to inform tender pricing and mitigate concentration and systemic risks.
  • Collaborate closely with the data analytics team to integrate historical claims data, weather patterns, and agronomic insights into underwriting and claim mitigation strategies.
  • Partner with GIS and Remote Sensing teams to build internal capacity for YES Tech and similar advanced risk monitoring tools.
  • Engage with domestic and international reinsurers, including brokers and FRBs, to secure risk transfer solutions and stay updated on global trends in crop risk analytics and technology.
  • Play a key role in new product development, particularly in parametric and rural insurance products, ensuring risk alignment, scalability, and technological integration.
  • Review and provide risk approvals for new product filings, ensuring all risk considerations are addressed prior to product launch.
  • Support the claims function by developing data-backed mitigation strategies, targeting reduced loss ratios and enhanced claims predictability.
  • Represent the organization in engagements with state and central government bodies, as well as in industry forums, contributing to policy and product innovation in crop insurance.
  • Lead a cross-functional team comprising experts in data analytics, remote sensing, IT tools (e.g., mobile apps, dashboards), fraud risk management, and portfolio monitoring.
  • Provide regular updates to senior leadership including the Chief Risk Officer and Chief Underwriting Officer, ensuring alignment of operational activities with strategic objectives.
  • Prepare and present board-level presentations, summarizing ongoing initiatives, risk exposures, and portfolio performance insights.

Manager- Agriculture (India and Indian subcontinents)

Munich Re (Group) - India Branch
Mumbai
10.2019 - 04.2025
  • Monitoring our overall portfolio development through regular interaction and field visits with insurance companies’ representatives and other stakeholders like govt official, intermediaries or brokers.
  • On Ground Meetings with Farmers, Govt officials and Bankers to know the real situation to take well informed decision.
  • Work on obtaining data from clients with regards to tenders as well as CCEs planning & CCE yield, crop loss surveys and district wise loss ratio developments.
  • Monitoring of insurance companies ground manpower mapping and planning as per portfolio exposure.
  • Work with the clients’ Business development and claim management team to share knowledge and implement joint action plans.
  • Assist UW team in cluster wise qualitative analysis and share my inputs to take informed decisions – play a pivotal role in discussions with MRM on ground monitoring and risk management activities.
  • Work with remote sensing expert and share my inputs related to crop specific cultural practices and also arrange ground truth data for satellite base monitoring and reporting. Currently we are working on development of one web based Mobile App for ground data collection and real time data analysis and reporting.
  • Develop & implement the strategy for stakeholder engagement, develop alignment of interest, and ensure we have a coherent, long-term relationship with key government stakeholders, Insurance companies, Broker and other channel partners.
  • Work closely with key stakeholders internally and externally to identify trends and new opportunities related to crop and other Agro+ (Cattle insurance, Parametric Aquaculture and index base insurance )insurance products.
  • Assist UW team and share my inputs to design new insurance products for insurance companies- retail business proposal received through insurance companies, brokers and other intermediaries under Agro+ initiatives.
  • Develop individual client risk management strategies in consultation with the Head of Agriculture and the India Branch CEO.

Manager- Government Business Group (RABG)

ICICI Lombard GIC Ltd
02.2014 - 09.2019
  • To manage and monitor District managers/coordinators, field executives and vendors appointed for enrolments (Loanee/Non Loanee) and claim management activities.
  • Liaising with state label Government official (Agriculture and SLBC) and build strong relationship with them.
  • Liaising with Govt official and Banks for implementing and better execution of PMFBY Scheme and also to provide after sales services to Govt. Dept and Bankers.
  • Monitoring all Govt Communication as per the Compliances.
  • Coordinate with Govt. Officers and Bankers for maximize the enrolments in PMFBY and RWBCIS.
  • Monitor and guide team to build good relationship with district label Agriculture, Revenue and statistics departments for CCE Management and their execution.
  • Coordinate with Vendor for Better execution of Localized claim and CCE. Analysis of CCE MIS for finding the expected LIR in allotted territory.
  • Co-coordinator between local sales team and central team for the process design, business booking, payout (commission), policy related issues etc.
  • To set the targets, to motivate the sales Team and plan to achieve the objective as desire.
  • Achievements –
  • We have sourced the Business of 1500 Million and also minimize expected LR % (Loss ratio) through CCE management in allotted cluster under PMFBY in FY 2016-17 in UP.
  • We have sourced the Business of 7300 Million and also minimize expected LR % (Loss ratio) through CCE management in allotted cluster under PMFBY in FY 2018 in MH.
  • I have also nominated 3 times for Frontier night (IL Recognizing Star Performer award).

Asst. Sales Manager

D. K. Floriculture Pvt Ltd (Usha Farms)
Gurgaon
04.2011 - 01.2014
  • Connecting the New Farmers and Farmers Communities under the Contract Farming of Mushrooms and Medicinal Plants.
  • Conducting the Kisan Goshti with the Farmers in different part of the country Especially in Haryana, Punjab, U.P., Himanchal Pradesh, J&K and Rajasthan.
  • Appointing the new Distributers and Coordinate with existing Distributers.
  • Provide the Technical and Marketing assistance to the Farmers or Customers Through our Organization.
  • Coordinate with Pharmaceuticals, Herbal & Ayurvedic Company to promote the sales of Medicinal Herbs.
  • Coordinate with Freight Forwarders (Air, Railway, Road) and Logistic Partner for developing the effective supply chain for flow of goods.
  • Coordinate with the Organized Retailers like Future Group, Spencer’s, Maxx Hyper, Reliance and Aditya Birla Group etc to promote the sales of our Products.
  • Promote the sales of Herbal Products and Provide the Assistance to Farmers or Entrepreneurs for setting up the Processing unit for Aloe vera, Lemon grass and Mentha.
  • Coordinate with the Horticulture Board, IARI and Agriculture research centre, KVK to get the updated information regarding new Agriculture policies and Process.
  • Coordinate with Nationalized and Private Banks to provide the finance for the infrastructure development for Mushroom Farming.

Education

MBA - Agriculture and Food business

Amity University-AIOA
Noida
01.2011

B.Sc. - Food Science and Technology

Bundelkhand University
Jhansi
01.2009

Intermediate - Biology, Chemistry, Physics

U.P Board
01.2006

High school - Science & Mathematics

U.P Board
01.2003

Skills

  • Rural insurance and reinsurance arrangements
  • Agricultural credit and lending
  • Microfinance solutions
  • Crop and weather insurance
  • Cattle insurance
  • Crop management and yield analysis
  • Claims analysis
  • Government relations
  • Agri value chain development
  • New product innovation
  • Rural insurance sales and business development
  • Risk mitigation system development
  • Training for insurance personnel in business development and risk management
  • Problem solving
  • Quick learning
  • Analytical thinking
  • Communication skills
  • Presentation skills
  • Team management

Projects

Company name- GCMMF (Amul), Project Title- Sales and Distribution management, Description- Studied the distribution of Amul milk in Jaipur, Duration- 2 Months (May-June)2010, Company name- Future Group (Big Bazar), Project Title- Consumer Behaviour, Description- Understand the consumer behaviour during Big Days, Duration- 1 Week (During Big Days), Company Name- Bharti Field Fresh, Project Title- To find out the Prospect of Bharti Field Fresh Banana in Delhi NCR, Description- To find out Potential Customer (Cash and Carry) For Field Fresh Banana, Duration- 2 Months, Company name- Sanchi Dairy (Gwalior), Project Title- Quality Control, Description- Understood the manufacturing of products and also worked in the quality control, Duration- 15 Days ( Dec-Jan, 2006-07)

Disclaimer

I hereby declare that the information given herewith is correct to my knowledge and I will responsible for any discrepancy. Place: Mumbai Date: February 2, 2023 (Raveendra Kumar)

Certification

  • Certificate course in Food Safety Management System (FSMS) under British Standard Institute (HACCP, ISO 22000:2005 )
  • Computer fundamental course (CFC) from B.U. Campus.

Timeline

General Manager- Risk

Kshema General Insurance Co. Ltd
05.2025 - Current

Manager- Agriculture (India and Indian subcontinents)

Munich Re (Group) - India Branch
10.2019 - 04.2025

Manager- Government Business Group (RABG)

ICICI Lombard GIC Ltd
02.2014 - 09.2019

Asst. Sales Manager

D. K. Floriculture Pvt Ltd (Usha Farms)
04.2011 - 01.2014

MBA - Agriculture and Food business

Amity University-AIOA

B.Sc. - Food Science and Technology

Bundelkhand University

Intermediate - Biology, Chemistry, Physics

U.P Board

High school - Science & Mathematics

U.P Board

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