Summary
Overview
Work History
Education
Skills
Work Availability
Certification
Timeline
AssistantManager
Ravi Kumar

Ravi Kumar

BANKING PROFESSIONAL
A 66 Pandav Nagar,Delhi

Summary

Driven Sales and Business Development Executive with career history in multi-state distributed businesses and proven ability to hire, develop and retain high-performance teams. Motivating leader with strengths in building strategic relationships to support key business initiatives. Highly skilled in change management, management transition and merger integration. Offering excellent interpersonal and communication skills and experience managing matrixed organizations.

• Driving and managing the entire sales process - targeting to top prospects, identifying client Solutions, negotiating and closing.

Successful in identifying potential issues and creating impactful solutions to advance projects towards completion. Hard-working and talented team player focused on project precision and accuracy. Highly personable Optician with talent for quickly identifying customer needs and presenting appropriate eye care solutions.

Overview

5
5
Certifications
5
5
years of post-secondary education
5
5
years of professional experience

Work History

Business Development Executive

Jana Small Finance Bank
Delhi , Delhi
07.2020 - Current
  • Developed and executed strategic initiatives to implement key changes and improvements in business development and sales programs.
  • Strategized and implemented successful approaches to revitalize underperforming product lines and create profit-generating enterprises.
  • Identified investment opportunities, threats and challenges to accurately forecast company budget.
  • Defined and integrated roles, responsibilities and processes for business team and data management organization.
  • Closed new business and streamlined transition accounts to customer relations department.
  • Conducted cold- calls to prospect external lead sources and advance sales process.
  • Evaluated current service needs and product satisfaction levels with established customers.
  • Developed short-term and long-term sales objectives and strategic plans to meet market needs.

Sales Manager

HDB FINANCIAL
Delhi , Delhi
04.2018 - 03.2020
  • Developed value-added solutions and approaches by leveraging trends in customer marketplaces and industries.
  • Created effective strategies to target new markets after researching and analyzing competitor behavior.
  • Coached employees in successful selling methods and encouraged cross-selling to drive revenue.
  • Improved sales processes to streamline customer acquisition and onboarding strategies.

· Cold Calling potential clients via telephone or personal visit.

  • Developed and implemented comprehensive salesperson training program.
  • Handled all customer relations issues pleasantly, enabling quick resolution and client satisfaction.
  • Identified, hired and trained highly-qualified staff by teaching best practices, procedures and sales strategies.

Senior Officer

Yes Bank
Delhi , Delhi
12.2018 - 04.2019
  • Managing the responsibility of full customer services provide.
  • Opening savings accounts, current accounts, and selling of all banking products
  • Managing customer deliverable; took care of DD/PO’s handling processing & making decision as per the Departmental Operating Instructions manual & within the timeliness and accuracy standards specified.
  • Looking after the cross-selling products of the bank and other third party products sourced by the bank to ensure further profitability of the customer to the bank; maintaining long term relationship with the customer.
  • Effectively handling customers and ensured the account coordinating gave maximum output to my organization.
  • Maintaining excellent relations with clients, offering customized solutions to meet client’s requirements and boost organizations’ business
  • Attached identifying tags to containers.

Sales Officer

Indusind Bank
Delhi , Delhi
08.2015 - 12.2016
  • Formulated and presented innovative strategies to team members, executives and customers to build foundation for successful sales plans.
  • Achieved dramatic sales increase by skillfully managing relationships and proactive sales approaches.
  • Monitored customer buying trends, market conditions and competitor actions to adjust strategies and achieve sales goals.
  • Worked diligently to resolve unique and recurring complaints, promoting loyalty and enhancing operations.
  • Consistently serviced accounts to maintain active contacts and continuously promote profitable offerings.
  • Identified and qualified new distributors to increase market share in key territories.
  • Connected with prospects through multipronged approaches, including trade shows, cold calling and local-area networking.
  • Maintaining excellent relations with clients, offering customized solutions to meet client’s requirements and boost organizations’ business.

Sales Officer

HDFC Bank
Delhi , Delhi
09.2014 - 07.2015
  • Monitored customer buying trends, market conditions and competitor actions to adjust strategies and achieve sales goals.
  • Achieved dramatic sales increase by skillfully managing relationships and proactive sales approaches.
  • Instrumental in checking of all the AOFs with all KYC norms and daily reports.
  • Obtained & processed information required for provision of services, such as opening A/Cs, savings plans.
  • Carried out the responsibilities of daily preparation of DSR; follow-up with the customer as per his convenience.
  • Maintained relationships with customers and found new ones by identifying needs and offering appropriate services.

Education

BBA - General Studies

Institute Of Management Studies
Ghaziabad
08.2011 - 07.2014

Senior Secondary School -

S.N.D
Gopalganj, Bihar
06.2009 - 06.2010

• Secondary School -

D.A.V HIGH SCHOOL
Gopalganj, Bihar
07.2007 - 05.2008

Skills

    Relationship building and rapport

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Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Certification

Life Insurance performance ,Indusind Bank

Timeline

Month performance, Jana Bank

01-2021

Month performance, Jana Bank

11-2020

Business Development Executive

Jana Small Finance Bank
07.2020 - Current

Senior Officer

Yes Bank
12.2018 - 04.2019

General insurance. HDB Financia

06-2018

Sales Manager

HDB FINANCIAL
04.2018 - 03.2020

Life Insurance performance ,Indusind Bank

11-2015

FINAL LAP CONTEST , Indusind Bank

09-2015

Sales Officer

Indusind Bank
08.2015 - 12.2016

Sales Officer

HDFC Bank
09.2014 - 07.2015

BBA - General Studies

Institute Of Management Studies
08.2011 - 07.2014

Senior Secondary School -

S.N.D
06.2009 - 06.2010

• Secondary School -

D.A.V HIGH SCHOOL
07.2007 - 05.2008
Ravi KumarBANKING PROFESSIONAL