Summary
Overview
Work History
Education
Skills
Personal Information
Accomplishments
Timeline
Receptionist
RAVI PRATAP SINGH TOMAR

RAVI PRATAP SINGH TOMAR

Summary

With over 14 years of work experience, including approximately 10 years in the banking industry, I have gained extensive knowledge and expertise. Throughout my career, I have successfully provided comprehensive coverage solutions across various areas such as asset management, liability management, forex trading, trade finance, supply chain management, marketing alliances, consumer finance, and employee banking propositions. I excel in deal identification and possess strong abilities in sourcing new clients and structuring trade transactions. Additionally, I have built enduring and profitable relationships with a diverse range of clients, including new-age corporations, large conglomerates, and multinational companies primarily operating in consumer and retail sectors, agriculture, beauty, manufacturing/trading, engineering projects, automation, and non-banking financial companies (NBFCs).

Overview

15
15
years of professional experience

Work History

VP, RM - Conglomerates and Large cooperates

Axis Bank Limited
06.2023 - Current
  • Asset - Rs 680 bn, Liability/TD - Rs 400 bn, with FEE+NII - Rs 0.50 bn, across Karnataka and Hosur.
  • Key clients: Infosys, Titan, Tejas, Bigbasket, Sanseara, Suprajit, Indo MIM, Narayana Health, Aster.
  • Collaborating with founders, CXOs, and cross-functional teams for suitable structures and credit and non-credit growth.
  • Core member: Centre of Excellence for FMCG-FMCD and FMEG sector to devise and collaborate to bring one Axis synergy and deliver over 35% growth across credit and Non-Credit parameters across banking solutions.
  • Led cross-functional teams for the successful completion of major projects, resulting in increased efficiency and client satisfaction.
  • Collaborated with senior management to develop strategic initiatives and long-term goals.
  • Identified opportunities to improve business process flows and productivity.
  • Demonstrated proficient leadership skills to motivate team and build competent teams.
  • Negotiated high-value contracts that maximized profitability while mitigating risks for the organization.
  • Ensured regulatory compliance at all times by implementing robust internal control systems, coupled with proactive monitoring mechanisms.
  • Transformed customer experience by designing and executing comprehensive service improvement initiatives aimed at enhancing satisfaction levels.
  • Launched new products or services in various markets by conducting comprehensive market research studies and tailoring offerings based on customer needs analysis.
  • Maintained P&L and shouldered corporate fiscal responsibility.

DVP, RM - New Age Companies

Kotak Mahindra Bank Limited
07.2024 - 06.2024
  • Portfolio: Asset - Rs 1.50 bn, Liability/TD of Rs.0.6 bn with PBT of ~ Rs 80.0 mn.
  • Key clients: Cashe, Mintifi, CredAble, Sugar Cosmetics, Mswipe, NewTap, PharmEasy, Anunta.
  • Sourcing the client and structuring deals to enhance credit profile and suggest cash flow linked banking. Providing a holistic solution to devise profitable and scalable constructs.
  • Connecting with founders, CXOs to provide suitable structures and coverage in banking.
  • Streamlining processes for monitoring the clients, loan origination, and products for faster turnaround.
  • Strategic project: Automation in digitization of pre-approved and program-level lending, organizing networking events.
  • Managed multiple projects simultaneously while maintaining a high level of attention to detail and meeting deadlines consistently.
  • Developed and maintained a robust database of relevant contacts, ensuring efficient prospecting and follow-up activities.

Chief Manager

ICICI Bank Limited
10.2015 - 07.2022
  • Asset portfolio of approximately Rs 45 bn; rated about AA with annual portfolio income of approximately Rs 0.42 bn.
  • Client relationship conglomerates and large cooperates, for example.
  • Tata, Godrej, and Raymond Group companies.
  • YoY increase over 35% in RM level P&L and Balance sheet, new acquisition, and deeper penetration.
  • Coverage of CXOs, Treasury, and KMPS (Marketing, SCM, HR, and regional heads) for 3600 Banking.
  • Deal Identification for credit and non-credit to structure and implement banking in new and existing clients.
  • Digital supply chain finance for vendors, dealers, distributors, and merchants to strengthen sales force and distribution management, effective balance sheet for clients, and better credit for banks.
  • Enabling clients for digital and online sales through modern trade, e-commerce, and tie-ups.
  • Transmission of government schemes for interest and capital expenditure subvention.
  • Credit assessment and structured product scoping as per RBI and other government guidelines.
  • Evaluating deal and presentation to various credit approving committees.
  • Closure of end-to-end documentation, negotiation, setting up of limit, and ensuring maximum utilization.
  • Close monitoring of credit assessment, information exchange, and continuous engagement for modification on credit and non-credit products, along with automation of process for enhanced productivity.

Business leadership

ICICI Bank Limited
10.2014 - 10.2015
  • Branch operations in retail and account manager, commercial banking for a tenor of 3 months.
  • Strategic solutions for stressed assets under CDR for a tenor of 9 months.
  • Cross-functional coverage with alliance, supply chain, corporate employee, and overseas relationship.
  • Represented batch of 96 participants for learning, development, and ensuring skill linked placement

MT-2009; Marketing & Bidding-2010; Construction coordinator Jan 2012

ABB Ltd
07.2009 - 09.2013
  • Pre-bidding risk assessment and providing a comprehensive assessment on execution and commercial risk to arrive at the most competitive commercials to win the T&D substation contracts.
  • Key clients: Power Grid (PGCIL), NTPC, Adani Power, State Discoms (Rajasthan, Maharashtra, MP, UP, WB, etc.), Atul Industries.
  • Formulated quality assurance and safety standards to comply with construction plans.
  • Supervised day-to-day activities 50 +person team of contractors to promote productivity and efficient use of resources, maintaining on-time and under-budget project delivery.
  • Identify and implement project-specific supply chain disruptions to arrive at differentiated commercial or execution timeline advantage, to make the project profitable.
  • Worked as lead construction coordinator in large SPV between Indian Pvt, PSU, and overseas legal entities. Here, I have played a key role in negotiating, selecting, and monitoring the implementation of the contracts for Large EPC subcontracting.
  • Developed and executed pre-construction milestones on project schedule.
  • Interviewed, hired, and trained new workers.
  • Kept projects on schedule and within budget while serving as project leader.

Education

MBA Banking & Finance -

ICICI -NU business leadership program

Certification - undefined

Project finance -IBA-IFMR

PGCBM -Executive MBA - undefined

XLRI Jamshedpur

B. Tech (Civil) - undefined

National Institute of Technology, Tiruchirapalli

Skills

Results through relationship: ICICI Bank; High Impact presentation -Dale Carnegie institute, 1000 Change leaders -Axis Bank

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Personal Information

  • Place of Birth: Gwalior
  • Date of Birth: 03/31/85

Accomplishments

  • 2010 -Developed Sag -tension module for transmission lines and Substations in order to achieve faster and cost effective designes

Timeline

DVP, RM - New Age Companies

Kotak Mahindra Bank Limited
07.2024 - 06.2024

VP, RM - Conglomerates and Large cooperates

Axis Bank Limited
06.2023 - Current

Chief Manager

ICICI Bank Limited
10.2015 - 07.2022

Business leadership

ICICI Bank Limited
10.2014 - 10.2015

MT-2009; Marketing & Bidding-2010; Construction coordinator Jan 2012

ABB Ltd
07.2009 - 09.2013

MBA Banking & Finance -

ICICI -NU business leadership program

Certification - undefined

Project finance -IBA-IFMR

PGCBM -Executive MBA - undefined

XLRI Jamshedpur

B. Tech (Civil) - undefined

National Institute of Technology, Tiruchirapalli

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