Ravi Kant
MUZAFFARPUR
Summary
Wealth and credit professional with expertise in client relationship management, wealth planning, and regulatory compliance. Conducts portfolio reviews and financial analysis to support client goals. Improves client outcomes through cross-selling of investment products with documented needs-based alignment.
Overview
4
4
Languages
1
1
Certification
13
13
years of professional experience
Work History
DISTRICT CM FELLOW
BPSM
ARARIA
04.2026 - Current
- - Utilized software and tools to streamline workflows and enhance performance.
- - Researched and analyzed data to support planning and decision-making.
- - Applied technical skills to troubleshoot complex issues and deliver fixes.
- - Provided guidance to colleagues, fostering a collaborative work environment.
Accounts Manager
JAN KALYAN AWAM VAN VIKAS SANSTHAN
Muzaffarpur
11.2019 - 03.2026
- Managed accounts payable and receivable processes, ensuring timely invoice payments to maintain positive vendor relationships.
- Reviewed and approved monthly journal entries, account reconciliations, and financial statements.
- Supported accounts processing and mentored junior finance support staff to enhance team capabilities.
- Maintained compliance records for audits, grants, and statutory filings to ensure regulatory adherence.
- Assisted with preparation of tax documents, including income tax returns and sales and use tax returns.
Assistant Credit Manager
BANK OF BARODA
PUNE
05.2013 - 10.2019
- Prepared and reviewed credit notes for sanction and renewal submissions.
- Performed due diligence checks on prospective customers before approving new credit lines.
- Cultivated and strengthened relationships with affluent and HNI clients, enhancing client retention and satisfaction.
- Sold investment and insurance products to HNI clients to support financial planning goals and revenue targets for wealth management.
- Enhanced CASA growth by deepening relationships with affluent and HNI clients through tailored mortgage and credit card offerings.
- Acquired additional clients from the same household and increased product per customer with a focus on wealth and banking products.
- Completed financial needs analysis and risk profiling.
- Facilitated sales of diverse financial products, including investments and insurance, to meet client needs and achieve revenue targets.
- Held AMFI, IRDA, and NISM certifications to support same-day execution of client instructions.
- Conducted branch insurance and investment seminars to raise financial awareness.
Education
MBA - MARKETING
ABV IIITM
GWALIOR03-2012
Bachelor of Technology - ELECTRONICS AND COMMUNICATION ENGINEERING
BHARATH UNIVERSITY
CHENNAI03-2010
Skills
- Wealth management
- Investment analysis
- Risk profiling
- Client relationship management
- Sales strategy development
- Regulatory compliance
- Financial analysis
- Customer onboarding
- Customer engagement strategies
Languages
English
Intermediate (B1)
B1
Marathi
Intermediate (B1)
B1
German
Beginner
A1
French
Beginner
A1
Certification
- INTERNSHIP IN BHARTI AXA GENERAL INSURANCE FOR TWO MONTH IN BUSINESS OPERATIONS.
- IRDAI CERTIFICATE TO ACT AS A SPECIFIED PERSON FOR A CORPORATE AGENT BOB
- CERTIFICATE OF APPRECIATION IN BARODA PIONEER SIP CAMPAIGN BY BOB.
- CERTIFICATE OF PARTICIPITATION IN SEBI INVESTOR AWARENESS TEST CONDUCTED BY SEBI AND NISM.
Timeline
DISTRICT CM FELLOW
BPSM
04.2026 - Current
Accounts Manager
JAN KALYAN AWAM VAN VIKAS SANSTHAN
11.2019 - 03.2026
Assistant Credit Manager
BANK OF BARODA
05.2013 - 10.2019
MBA - MARKETING
ABV IIITM
Bachelor of Technology - ELECTRONICS AND COMMUNICATION ENGINEERING
BHARATH UNIVERSITY