RAVIKUMAR NAGARAJAN
Financial Crime Investigator
Hyderabad,TG
Summary
Fraud Analyst monitoring 100+ alerts per day across retail and corporate banking activity across UK operations. Investigates suspicious card, online banking, identity theft, and account takeover cases, then completes 10 fraud investigation reports weekly through clear case reporting and audit-ready documentation. Supports compliance teams by maintaining alignment with UK financial regulatory standards and internal controls.
Overview
6
6
Languages
20
20
years of professional experience
Work History
Financial Crime Investigative Reporting
HSBC Electronic Data Processing
Hyderabad, TG
10.2023 - 06.2025
- Drafted $60000 in suspicious activity reporting aligned with UK and Middle East compliance standards.
- Prepared 10 fraud investigation reports weekly for senior management and regulatory authorities.
- Documented case findings, evidence analysis, transaction flow reviews, and digital audit trails for each investigation.
- Performed root cause analysis and summarized fraud risks to support remediation planning and control improvements.
- Presented investigation findings during audit reviews and compliance meetings, translating evidence into clear recommendations.
- Maintained strict confidentiality while handling sensitive files in line with data protection requirements.
- Applied financial crime judgment across investigations to support AML/KYC compliance and stronger fraud detection.
- Led investigations into data discrepancies, ensuring compliance with regulatory standards.
- Developed and implemented protocols for analyzing electronic transaction data to identify potential fraud.
- Collaborated with cross-functional teams to enhance investigative processes and improve response times.
- Trained junior investigators on case management systems, improving team efficiency and accuracy in reporting.
- Utilized advanced analytics tools to conduct thorough assessments of suspicious activities within banking operations.
- Streamlined documentation processes for investigation findings, enhancing record-keeping practices and audit readiness.
- Mentored staff on industry best practices, fostering a culture of continuous improvement in investigative methodologies.
- Demonstrated respect, friendliness, and willingness to help wherever needed.
- Assisted with day-to-day operations, working efficiently and productively with all team members.
- Worked flexible hours across night, weekend, and holiday shifts.
- Used critical thinking to break down problems, evaluate solutions, and make decisions.
Senior Fraud Officer HSBC
HSBC Electronic Data Processing
Hyderabad, TG
06.2015 - 10.2023
- Analyzed 10% of flagged transaction alerts to strengthen fraud risk assessment and suspicious transaction analysis.
- Reviewed 5 high-risk accounts weekly using fraud detection systems to identify suspicious activity early.
- Led senior fraud investigations for UK banking operations, documenting findings and escalating suspicious activity reports.
- Applied AML and KYC controls across cross-border cases to maintain compliance with international financial crime regulations.
- Supported internal and external audits with complete case files, clear reporting, and timely regulatory documentation.
- Drove continuous improvement initiatives to sharpen fraud detection accuracy and strengthen monitoring workflows.
- Maintained fraud governance records, tracking remediation actions and quality checks across investigation cases.
Senior Fraud Officer HSBC
HSBC Electronic Data Processing
Hyderabad, TG
04.2010 - 04.2015
- Review 30% of AML and KYC files monthly against regional requirements and escalate exceptions promptly.
- Investigate 50 high-value fraud cases weekly across Middle East banking operations and document case outcomes.
- Managed complex, high-value fraud investigations across Middle East banking operations with clear case documentation.
- Handled AML and KYC compliance reviews aligned with regional regulatory frameworks and internal control requirements.
- Collaborated with law enforcement and regulatory authorities to support financial crime resolution and suspicious transaction analysis.
- Implemented fraud prevention strategies to reduce operational losses and strengthen the fraud risk assessment process.
- Mentored junior analysts and delivered fraud awareness training to reinforce the fraud governance framework and quality assurance review.
Fraud Analyst HSBC
HSBC Electronic Data Processing
Hyderabad, TG
06.2005 - 03.2010
- Investigated 5% of high-risk cases through detailed case notes and escalation to senior management.
- Reviewed 100 suspicious transactions per day to identify card fraud, online banking fraud, and account takeovers.
- Investigated suspicious activity across retail and corporate banking, including identity theft and account compromise.
- Prepared detailed case reports and escalated high-risk findings to senior management for further action.
- Coordinated with compliance and customer service teams to resolve fraud alerts efficiently and support customer outcomes.
- Maintained adherence to UK financial regulatory standards and internal audit controls throughout daily fraud reviews.
- Applied suspicious activity reporting practices and control remediation tracking to strengthen fraud governance.
Education
SSLC - undefined
ITI – 3 Year Trade Course - Electronics
Skills
Fraud detection & investigation
Transaction monitoring systems
Suspicious activity reporting
Fraud risk assessment
Case management
AML / KYC compliance
Regulatory reporting & audit coordination
Financial crime prevention
Team leadership & mentoring
Control remediation tracking
Digital audit trails
Sanctions screening
Enhanced due diligence
Fraud governance framework
Management reporting
Fraud trend analysis
Suspicious transaction analysis
Quality assurance review
Root cause analysis
Timeline
Financial Crime Investigative Reporting
HSBC Electronic Data Processing
10.2023 - 06.2025
Senior Fraud Officer HSBC
HSBC Electronic Data Processing
06.2015 - 10.2023
Senior Fraud Officer HSBC
HSBC Electronic Data Processing
04.2010 - 04.2015
Fraud Analyst HSBC
HSBC Electronic Data Processing
06.2005 - 03.2010