REAGAN ROY
Experienced Banker
MANDYA
Summary
Qualified with solid background in driving projects to completion and fostering client relationships. Demonstrated expertise in managing complex tasks and delivering impactful results in high-pressure environments. Proven ability to leverage analytical skills and team collaboration to achieve organizational goals.
Overview
5
5
Languages
18
18
years of professional experience
Work History
SENIOR ASSOCIATE & BRANCH HEAD
Development bank of Singapore
01.2023 - Current
- Leading branch banking operations with a focus on compliance and business growth, CASA, TD, and fee-based revenue streams.
- Implementing customer-centric strategies to enhance service delivery and customer experience.
- Driving CASA and FD growth while ensuring adherence to internal guidelines for optimal operational and audit ratings.
- Cultivated strong relationships with a portfolio of SME and corporate clients, understanding their financial needs and providing tailored solutions such as multi-currency accounts, working capital loans, and business financing options.
- Led initiatives to enhance compliance frameworks, resulting in improved risk management processes.
- Oversaw workflow optimization, driving operational efficiencies in service delivery and client satisfaction.
- Implemented training programs for staff, fostering a culture of continuous improvement and adherence to policies.
- Conducted in-depth analyses of financial transactions, identifying potential compliance risks and mitigating actions.
BRANCH MANAGER- ASSISTANT VICE PRESIDENT
AXIS BANK
08.2022 - 12.2022
- Handling a Team size of 8 members with Branch GL size of 150 cr
- Strengthened operational risk management, fraud investigation protocols, and compliance with Sharia banking principles.
- Successfully [achieved/exceeded] sales targets by identifying and acquiring new business banking clients, contributing to [quantifiable achievement, e.g., 80% growth in portfolio size, 35 cr in new deposits].
BRANCH MANAGER- ASSISTANT VICE PRESIDENT
CSB BANK LTD
01.2021 - 05.2022
- Developing strategy to improve the branch GL and make them profitable
- Responsible for day-to-day sales and operation activity
- Responsible for Branch health audit month on month
- Handling a Team size of 6 members with Branch GL size of 45 cr
- Planning
- Assessed resource needs for projects to ensure efficiency.
- Managed resources effectively to meet project demands.
- Cost Estimating
BRANCH MANAGER- SENIOR MANAGER
INDUSIND BANK
04.2019 - 12.2020
- Developed resource allocation strategies
- Oversaw efficient resource utilization
- Generated comprehensive performance reports
- Assessed potential risks systematically
SENIOR BRANCH MANAGER
RBL Bank Ltd
12.2013 - 12.2018
BRANCH MANAGER
Kotak Mahindra Bank
12.2008 - 12.2013
Education
MBA - BANKING & FINANCE
SIKKIM MANIPAL UNIVERSITY
B.SC. - MICROBIOLOGY
BANGALORE UNIVERSITY
Skills
Risk assessment
AML compliance
Fraud investigation
Customer-centric strategies
Client communication
Operational risk management
Financial transaction analysis
Team leadership
PREFERRED LOCATIONS
- Mysore
- Bangalore
COMPETENCY
- Competent and result oriented professional with 12+ years of experience across Retail and business Banking.
- A result oriented professional with extensive experience in Branch Sales, New Business Development, Documents Processing, Field Investigations, Credit Appraisals, Accounting, Banking Activities, Audits and People Management.
- Aggressively identify opportunities, develop focus and provide tactical business solutions.
TRAININGS AND ACHIEVEMENTS
- Awardee at the Key Business Partners Offsite held in Kuala Lumpur in Feb'08 for performance in the year 2008.
- Led various projects including the Anti Money Laundering project in Sept' 2009, KYC Project in 2011, and KYC - PAN Validation project between Dec 2013 to Jan 2014.
- Successfully scaled up retail and business banking businesses across multiple banks, ensuring yearon-year growth
Timeline
SENIOR ASSOCIATE & BRANCH HEAD
Development bank of Singapore
01.2023 - Current
BRANCH MANAGER- ASSISTANT VICE PRESIDENT
AXIS BANK
08.2022 - 12.2022
BRANCH MANAGER- ASSISTANT VICE PRESIDENT
CSB BANK LTD
01.2021 - 05.2022
BRANCH MANAGER- SENIOR MANAGER
INDUSIND BANK
04.2019 - 12.2020
SENIOR BRANCH MANAGER
RBL Bank Ltd
12.2013 - 12.2018
BRANCH MANAGER
Kotak Mahindra Bank
12.2008 - 12.2013
B.SC. - MICROBIOLOGY
BANGALORE UNIVERSITY
MBA - BANKING & FINANCE
SIKKIM MANIPAL UNIVERSITY