Summary
Overview
Work History
Education
Skills
Certification
Additional Information
Languages
Timeline
Generic

Reethu Raghavan Nair

Chennai

Summary

Banking professional with over 9 years of experience in core banking operations, MSME loan management, and government subsidy administration. Currently working in Canara Bank Head Office, MSME Wing, CGTMSE Coverage Department, overseeing loans for large, medium, and small-scale businesses under government subsidy programs. Expertise in marking and releasing subsidy amounts as per government norms for accounts across Pan-India branches. Skilled in Finacle, critical situation handling, and operational efficiency. Seeking to contribute to IBM as a Core Banking Expert Finacle by leveraging my technical expertise and leadership abilities.

Overview

10
10
years of professional experience
1
1
Certification

Work History

Assistant Manager - MSME Wing, CGTMSE Coverage

Canara Bank Head Office
01.2023 - Current
  • Manage loans granted to large, medium, and small-scale businesses under government subsidy schemes
  • Mark and release subsidy amounts step by step as per government norms, ensuring accurate disbursements to Pan-India Canara Bank branches
  • Collaborate with branches to ensure compliance with CGTMSE policies and timely subsidy releases
  • Optimize subsidy workflows and documentation to improve turnaround time and operational efficiency
  • Provide guidance to branches on handling subsidy-related queries and ensuring adherence to regulatory requirements

Assistant Manager

Canara Bank
01.2023 - Current
  • Oversaw CASA, deposit, advances, and cash management operations, maintaining service quality and customer satisfaction
  • Led fraud prevention initiatives, significantly reducing risk exposure and improving recovery rates
  • Conducted credit reviews and monitoring to ensure portfolio integrity and adherence to compliance standards
  • Streamlined administrative processes to enhance overall efficiency in banking operations

Clerk

Canara Bank
05.2015 - 01.2023
  • Handled cash and currency management operations, ensuring compliance with regulatory standards
  • Delivered digital services for CASA accounts, enhancing customer experience and transaction accuracy
  • Processed NEFT/RTGS transactions and deposits efficiently
  • Assisted in retail and credit lending, contributing to the bank's lending portfolio growth

Education

Master of Computer Application -

Pune University, VIIT Baramati
Pune
07.2012

Skills

  • MSME Loans and CGTMSE Coverage Management
  • Core Banking Applications and Finacle Expertise
  • Government Subsidy Disbursement and Administration
  • SLA Management and Escalation Resolution
  • Credit Monitoring and Compliance with Banking Norms
  • Fraud Prevention and Recovery Strategies
  • Automation and Process Optimization in Banking Operations
  • NEFT/RTGS and Digital Banking Proficiency
  • Budget assistance
  • Recruiting and interviewing
  • Customer rapport
  • Staff supervision
  • Employee engagement
  • Business development understanding
  • Multitasking and organization
  • Operations management

Certification

Certified JAIIB (Junior Associate of the Indian Institute of Bankers)

Additional Information

Experience in managing teams and addressing critical issues effectively., Familiar with Finacle and related core banking applications., Available for travel up to 80%, aligning with IBM's project requirements.

Languages

  • English, C2 - Proficient
  • Malayalam, C2 - Proficient
  • Marathi, C2 - Proficient
  • Hindi, C2 - Proficient
  • Tamil, C2 - Proficient

Timeline

Assistant Manager - MSME Wing, CGTMSE Coverage

Canara Bank Head Office
01.2023 - Current

Assistant Manager

Canara Bank
01.2023 - Current

Clerk

Canara Bank
05.2015 - 01.2023

Master of Computer Application -

Pune University, VIIT Baramati

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Reethu Raghavan Nair