Ritanshu Chugh
Chandigarh
Summary
Dynamic and results-oriented banking and financial professional with over 3 years and 2 months of experience in working capital limits. Successfully navigating complex financial landscapes, adept at adapting to industry trends and implementing innovative solutions to achieve organizational objectives. Dedication to maintaining the highest standards of integrity, transparency, and customer satisfaction sets apart. Deep understanding of a wide range of secured and unsecured loans, committed to continuously enhancing skills and banking expertise.
Overview
5
5
years of professional experience
Work History
Area CAD Manager
IDFC FIRST BANK
08.2021 - Current
- Post-Sanctioned Activities in Working Capital Limits: Process and lead E2E all post-sanctioned activities in BBG, KCC, SEPL, BIL, LAP and STLAP limits like Account Opening, Documentation Checking, Limit Setups, Renewal, Enhancement, Extension, Deferral closure, Service Request, Cersai Check etc
- Vendor Management: Manage all Legal and Technical vendors for the PCH location and arrange respective reports in Stipulated TAT and process vendor's bills
- MIS Management: Maintain all types of branch trackers and MIS for the PCH location
- Process Improvement: Coordinate with higher management and other stakeholders for process improvement
- Audit Revert: Handle and Revert on Internal and External Audit Queries for the PCH location
- Quality Check: Manage and lead the team to do a Quality check of all transactions regularly
- Team Handling: Mentored team of 7 staff members and provide guidance and training for there day to day task and policy updates.
Equity Research Intern
Bajaj Allianz
04.2020 - 07.2020
- Fundamental analysis of the housing sector companies and recommending good companies of the given sector to Bajaj Allianz
- Technical Analysis (Short term & Long term trends) of the housing sector companies and recommending good companies of the given sector to Bajaj Allianz
Education
PGDM - FINANCE & MARKETING
FOSTIIMA BUISNESS SCHOOL
New Delhi03.2021
BBA -
GURU NANAK COLLEGE
Budhlada05.2018
12th -
MANU VATIKA SCHOOL
03-2014
10th -
MANU VATIKA SCHOOL
Budhlada03-2012
Skills
- Data Analytics
- Financial Modeling
- Microsoft Office
- Team Management
- MIS Management
- Ratio Analysis
- KYC Verification
- Decision Making
- Credit analysis
- Banking operations
- Due Diligence
Languages
Hindi
Punjabi
English
Personal Information
- Date of Birth: 17/JAN/1996
- Nationality: Indian
Courses and Projects
- Financial Modeling and Valuation, Internshala Trainings, 06/01/20
- Skill.to, Data Analytics Bootcamp, 07/01/20
- CPV Activity for Udaan, Udaan, 01/01/20
- Brand Activation at TopCashback, 02/01/20
- Flipkart Feet On Street at Flipkart, 01/01/20
Additional Information
Work as a Volunteer in NGO Prayaas.
Represent Mansa District at State level Table Tennis Competition 4 times for which i was award with Sports Gradation Certificate from Sports Director Punjab.
Member of Organizing committee of Collage Fest.
Participated in State level Ad Mad Show Competition..
Listening Music.
Explore New Places.
Timeline
Area CAD Manager
IDFC FIRST BANK
08.2021 - Current
Equity Research Intern
Bajaj Allianz
04.2020 - 07.2020
PGDM - FINANCE & MARKETING
FOSTIIMA BUISNESS SCHOOL
BBA -
GURU NANAK COLLEGE
12th -
MANU VATIKA SCHOOL
10th -
MANU VATIKA SCHOOL
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