Summary
Overview
Work History
Education
Skills
Personal Information
Jobroles
Languages
Hobbies and Interests
Disclaimer
Timeline
Generic
Ritesh Kumar

Ritesh Kumar

Summary

Looking for an opportunity to work with an Organization that offers challenging environment to utilize professional skill set and to emerge as a hard-core Marketing Professional and prove myself as an important part of the organization by the achievement of given target and to work in challenging project that will utilize my educational background and expand my knowledge.

Overview

9
9
years of professional experience

Work History

Sales Manager

HDFC BANK
NEW DELHI
04.2023 - Current
  • Sourcing and managing channels from the market and acquiring business from them.
  • Ensuring quality portfolio by minimizing delinquency and rejection
  • Identifying the changing market trends, channel development for acquiring business and providing high quality customer service.
  • Recommend improvements to process and policies across the retail banking business to drive operational efficiencies and high quality customer service.

Sales Manager

Fullerton india credit co Ltd
07.2018 - 04.2023
  • Acquisition of new business through dsa Channel-Liaise with underwriting
  • Impaneled new dsa for business growth
  • Timely Recruitment of Fos as per requirement/plan/budget
  • Regular training in dsa to ensure awareness of Product Policy Maintain portfolio Mis, Delinquency mis and other operations related mis of the cluster and regularly reporting the same
  • Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems.

Area Manager

Indiabulls
01.2018 - 06.2018
  • Timely Recruitment of Fos as per requirement/plan/budget Regular training of fos to ensure awareness of Product Policy
  • Responsible for meeting channel for the disbursement targets month on month
  • Continuous flow of customer leads/login and disbursement
  • Customer service levels are kept in terms of response Tat and that no wrong commitments are made To the customer.

RM

IDFC BANK
- 09.2017
  • Responsible for ensuring the overall process of loan disbursement to client
  • Inter department relationship to improve the service to the customer Better co-ordination to ensure better result to customers
  • Review and ensure client’s document completeness
  • Track and convert all business leads generated and passed on by other units, including customer service referrals
  • Responsible for coordinating for Pan India leads given by Loan-Adda channel to different locations
  • Coordinate with Fintech Channels for increasing revenue of our zones
  • Responsible for achieving monthly targets with a growth on every month.

Acquisition Manager

INDUSIND BANK
03.2015 - 02.2016
  • Build and Retain a Portfolio of Personal Loan Clients to Achieve the Assigned Target Number and Service Standards
  • Drive the day to day business through Deal for Loan, Loan-Care, BankBazaar and Open Market Sourcing
  • Follow up for business Leads Generated by me
  • Review and ensure client’s Documents Completeness
  • Responsible for ensuring the overall process of loan disbursement to client
  • Cross selling for other products (HL/Insurance/CASA Acs) with Personal loan.

Education

MBA -

01.2014

B.COM -

01.2011

Intermediate -

01.2008

10th -

01.2006

Skills

  • Self-Starter
  • Ability to work independently
  • Ability to learn faster
  • Adaptability to newer technologies
  • Dedication
  • Drive to succeed
  • Goal-oriented
  • Teamwork
  • Interpersonal skills
  • Enthusiasm
  • Presentation skills

Personal Information

  • Father's Name: Mani Bhushan Singh
  • Date of Birth: 12/05/1991
  • Gender: Male
  • Marital Status: Married

Jobroles

  • Fullerton india credit co Ltd, Sales Manager, PERSONAL LOAN, Acquisition of new business through dsa Channel-Liaise with underwriting, Impaneled new dsa for business growth, Timely Recruitment of Fos as per requirement/plan/budget, Regular training in dsa to ensure awareness of Product Policy, Maintain portfolio Mis, Delinquency mis and other operations related mis of the cluster and regularly reporting the same, Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems
  • Indiabulls, Area Manager, PERSONAL LOAN, Timely Recruitment of Fos as per requirement/plan/budget, Regular training of fos to ensure awareness of Product Policy, Responsible for meeting channel for the disbursement targets month on month, Continuous flow of customer leads/login and disbursement, Customer service levels are kept in terms of response Tat and that no wrong commitments are made To the customer
  • IDFC BANK, RM, Consumer Banking, Responsible for ensuring the overall process of loan disbursement to client, Inter department relationship to improve the service to the customer Better co-ordination to ensure better result to customers, Review and ensure client’s document completeness, Track and convert all business leads generated and passed on by other units, including customer service referrals, Responsible for coordinating for Pan India leads given by Loan-Adda channel to different locations, Coordinate with Fintech Channels for increasing revenue of our zones, Responsible for achieving monthly targets with a growth on every month
  • INDUSIND BANK, Acquisition Manager, Personal Loan Dept., Build and Retain a Portfolio of Personal Loan Clients to Achieve the Assigned Target Number and Service Standards, Drive the day to day business through Deal for Loan, Loan-Care, BankBazaar and Open Market Sourcing, Follow up for business Leads Generated by me, Review and ensure client’s Documents Completeness, Responsible for ensuring the overall process of loan disbursement to client, Cross selling for other products (HL/Insurance/CASA Acs) with Personal loan

Languages

English and Hindi

Hobbies and Interests

Playing Cricket

Disclaimer

I hereby declare that the information furnished above is true to the best of my knowledge.

Timeline

Sales Manager

HDFC BANK
04.2023 - Current

Sales Manager

Fullerton india credit co Ltd
07.2018 - 04.2023

Area Manager

Indiabulls
01.2018 - 06.2018

Acquisition Manager

INDUSIND BANK
03.2015 - 02.2016

RM

IDFC BANK
- 09.2017

MBA -

B.COM -

Intermediate -

10th -

Ritesh Kumar