Summary
Overview
Work History
Education
Skills
Accomplishments
Languages
Personal Information
Hobbies and Interests
Projects
Timeline
Generic

Ritik Dighaskar

VasaiRoad(W)

Summary

Dynamic professional with main forte lying in the area of operation/customer service with comprehensive skills in strategic and time management planning. Nearly 9 years of extensive experience in operations/customer service and consistently delivering the responsibilities of customer satisfaction. Pragmatic, with proven managerial acumen and abilities to withstand work pressures, deliver assignments within specified time frame without compromising on quality benchmarks.

Overview

9
9
years of professional experience

Work History

C9 - Trade Finance Analysist

CITICORP Services India Pvt Ltd
10.2021 - Current
  • Handling Export Dispatch, Non Dispatch , PCFC/PCRE , Export Discounting, Write-off , Invoice Reduction Documents.
  • Scrutinizing of documents related to Exports and getting the same resolved with clients.
  • Liaising with customers over phone and through mails to resolve queries.
  • Liaising with operations team for processing of documents within TAT.
  • Ensuring strict compliance of group Sanctions procedures.
  • Handling sanction related checks and ensuring no sanctions related countries are processed.
  • Manages approximately 30+ Incoming call, email per day of Clients, RM etc.

Deputy Manager-Trade and Finance Operations

HDFC Bank Ltd
06.2019 - 09.2021
  • Making Call back report of processed transaction(rechecking of processed transaction next day)
  • Initial scrutiny of transaction such as Import Advance and Direct payments, A2 Remittance, Export dispatch, GR Waiver, Export Discounting
  • Raising transaction to processing Team within TAT
  • Scrutiny and Authorization of export Non-dispatch and Export Regularization Transaction
  • Handling customer queries and discrepancy raised by processing team
  • Follow up with customers for EDPMS and IDPMS closure on regular interval
  • Flashing of TAT and Rejection report of whole cluster on daily basis
  • Weekly review on TAT and rejection report and status on EDPMS and IDPMS closure
  • Handling EDPMS rejection
  • Mail tracking of all the inward received and accordingly communicate with client for credits
  • Tracking of under committed payments and inform client accordingly.

Deputy Manager-Trade and Finance Operations

Kotak Mahindra Bank Ltd
08.2015 - 05.2019
  • Initial scrutiny / verification of documents like invoice, draft, request letter, term sheet, sanction letter etc as per the guidelines under letter of credit
  • Making LC payment via RTGS and NEFT
  • Handling authorisation of LC advising, amendment advising, inward and outward bill lodgement under LC
  • Well versed with RBI guidelines and master directions
  • Handling all the Inland Discounting products
  • LC Backed Bill Discounting, Clean Bill Discounting, Invoice Financing, Purchase Oder financing, Trade Receivables Discounting Systems Transactions
  • E-Hundi Discounting, e-Invoice Financing, Supply Chain finance
  • Scrutinize and verifying Export documents scanned in system ( Dispatch, Non Dispatch)
  • Handling all types of Inward Remittances
  • Handling export Discounting and PCFC transaction
  • Recovery tracking of disbursed bills & Handling of audit queries
  • Entrusted with responsibilities like Account monitoring, Installment recovery, Roll over of accounts
  • Being a support to Business Team, CSM team & efficiently handling the client queries within TAT
  • Clearing suspense and Nostro report on daily basis
  • Coordinating and solving branch queries
  • Ensuring maximum transactions are processed within Turnaround Time.

Education

MBA in finance -

D Y Patil University
Navi Mumbai
01.2015

T.Y.B.com -

Vartak College
Vasai
03.2013

H.S.C. -

New English College Mumbai University
Vasai
03.2010

S.S.C. -

B.K.S English High School
Vasai
03.2008

Skills

  • Involved in the Testing, up gradation and enhancement for the new Trade software called Misys
  • Technical expertise in Ms word, Ms excel, Power point
  • Hands on experience in banking software Finacle, Flexcube, TRRACS

Accomplishments

  • Awarded as most wanted in Kotak Mahindra Bank for the month of Feb 2019.
  • Successfully cleared IIBF - Foreign Exchange examination.

Languages

English
Marathi
Hindi
Gujarati

Personal Information

Date of Birth: 02/12/93

Hobbies and Interests

  • Playing Cricket
  • Football
  • Table tennis
  • Swimming
  • Listening Music

Projects

50 Venture Business - Plan a business with a startup capital of `50. Make it profitable and present the entire business proceedings along with the balance sheet. Project on Risk Management Internship at BASSEIN CATHOLIC CO-OPERATIVE BANK - Finance Department (May 2014 - July 2014). Carried out transfer of funds and cheques. Outward and Inward Clearance of cheques.

Timeline

C9 - Trade Finance Analysist

CITICORP Services India Pvt Ltd
10.2021 - Current

Deputy Manager-Trade and Finance Operations

HDFC Bank Ltd
06.2019 - 09.2021

Deputy Manager-Trade and Finance Operations

Kotak Mahindra Bank Ltd
08.2015 - 05.2019

MBA in finance -

D Y Patil University

T.Y.B.com -

Vartak College

H.S.C. -

New English College Mumbai University

S.S.C. -

B.K.S English High School

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