Rituraj Singh

Experienced in business development, team leadership, and strategic planning. Leverage innovative problem-solving and market analysis to drive company growth and success. Track record of building and leading cohesive teams. Adept at adapting to changing business landscapes and delivering impactful results. Experienced sales professional with over 10 years of experience in the unsecured business loan industry. Expertise in sales planning, business development, channel management, team handling, networking, and financial planning. Proven track record of linking corporate vision to delivery of desired results through people empowerment and effective use of resources, processes, and technologies. Demonstrated ability to plan, develop, and manage sales leading to consistent achievement of desired numbers.

• Got reward as highest performer in Mumbai for Business Loans (Yes Bank Ltd)
• Won foreign trip and rewards for best performance at (Capital First Ltd)
• Got reward for being best Relationship Manager in Personal Loan/Business loan segment for FY 12-13 (ICICI Bank Ltd)
• Got reward for being best Relationship Manager in Personal Loan/Business Loan segment for FY 13-14 (ICICI Bank Ltd)
• Got four certificates from Joint General Manager (JGM) out of eight times in FY 13-14 (ICICI Bank Ltd)
• Enhanced productivity of my channel from 1cr to 4.4cr as best performance and created a benchmark.
• Represented Shahdol district (Madhya Pradesh) in chess and handball at State level for school.
• Active team leader of N.S.S. during school.

• Empanel distribution network (DSA) for retail asset growth of organization.
• Keep distribution/stakeholders updated about changes in lending policy, operational policy, and underwriting requirements of organization.
• Maintain & surpass expected business month on month through empaneled DSA’s.
• Source loan applications & get them processed (end to end).
• Deal with internal stakeholders like Credit team, Operations team, Fraud control team, product team, and senior management for day-to-day activities.
• Frontline negotiation with customers & stakeholders in terms of rate of interest, processing fee, payouts, and other fee incomes.
• Relationship management with channel and customer during the whole process of loan application & disbursal.
• Ensure genuine communication to applicant, customer, stakeholders & business support team.
• Regularly update on competition and ensure to be competitive in service to stakeholders & customers.

• Father's Name: Mr.Shiv Dhyan Singh
• Mother's Name: Lt.Smt.Asha Singh
• Wife: Pooja Newatia
• Date of Birth: 07/05/87