Rohit Agarwal
Pune,Maharashtra
Summary
- Seasoned professional with 18+ years of experience into BFSI
- In depth understanding of domains such as Core banking (CASA, TD, Loans, RD), Liquidity Management/ Transaction Banking, Retail & Commercial lending originations/ management/ collections, Credit Bureau
- Have worked on following applications Oracle FLEXCUBE Core Banking Product, Lending Suite by Indus (LOS, LMS & CMS), e-CBF (Commodity Based Financing), PLF (pennApps Lending Factory), CRIF Suite of Products (LOS, Collections, Credit Bureau)
- Strong knowledge of accounting
- Have played a pivotal role in developing successful products and delivered many successful large & medium scale projects
Overview
18
18
years of professional experience
Work History
Vice President
Paytm
Pune
01.2023 - 06.2025
- Define and execute the product vision, roadmap, and go-to-market strategy for lending SaaS offerings
- Ensure products comply with RBI guidelines, credit risk norms, and lending regulations
- Collaborate with C-suite, sales/ business, engineering, data science, and compliance to align product goals with business objectives
- Managing New Lender Integration/ Partnership
- Identification of Automation Areas on LMS side and Automating them using AI
- Creation of Product SOPs
- Management, Performance and Growth of the team
- Create a highly effective organizational structure that improves workflow and productivity within lending ecosystem
- Collaborate with cross-functional teams within and outside lending to identify and resolve organizational challenges and operational risks, resulting in improved efficiency
- Establish a comprehensive strategic plan to increase revenue
- Enabling teams (business, finance) to timely recognize revenue streams
- Bring down recon delinquency within acceptable levels with the lenders
- Recon Processes streamlining with AI
Senior Solution Architect
Zeta
Pune
06.2022 - 01.2023
- Working as part of Product team along with Customer Success team/ client(s) to understand the feature requests related to Zeta's Core Accounting System and Core Savings and Deposits Platform
- Analysis of the feature requests
- Discussion with technical architects on the incoming feature asks to align on certain design aspects
- Working on solution and preparing solution documents containing API specifications
- Responsible for the success of end-to-end flow
- Providing domain knowledge within the team as SME
- Arranging walkthrough with required stakeholders to agree on the proposed solution
- Timely communication with all stakeholders to keep them aware of the planned deliveries
- Helping QA team with various user cases for a particular feature
- Reviewing test plan/ scenarios prepared by QA team
AVP, Global Delivery
CRIF Solutions Pvt. Ltd.
Pune
11.2020 - 06.2022
- Lead the functional & technical team across the projects associated
- Mentor, direct, and monitor the work of Product Manager, IT Managers, Business Analyst, Developers, Testers, Infra and Support teams for a specified project
- Work with Product Manager in prioritization and implementation of cost-effective business process and system solutions
- Timely communication with all stakeholders to keep them aware of the planned deliveries
- Assist in User Acceptance Testing
- Understand and participate BU level Business Strategies and Operational Plans
- Maintain the marginality in the projects handled as per the budget
Senior Consultant
Intellect Design Arena Ltd.
Pune
12.2017 - 11.2020
- Product Walk Through/ Demo to clients
- Manage products through the product development lifecycle
- Work on product ideas that are focused on driving sales, acquiring new customers, retaining existing customers, building brand loyalty, and providing self-service tools to customers
- Create solution design documentation - both internally and externally to the customers - which includes data flow diagrams, description of application components and ownership of the functional responses within the RFI/RFP documents
- Identify impacts of change and facilitate prioritization
- Collaborate with sales representatives throughout the lifecycle of the sales campaign, including exploratory meetings, consultative solution selling demonstrations and workshops, and gap analysis to ensure cross-team alignment in customer engagement and produce best-in-class winning solutions
Senior Manager IT
Bajaj Finance Ltd.
Pune
02.2017 - 12.2017
- Headed implementation of LOS and LMS solutions in Retail (Consumer) and Commercial Lending - 1. PLF (pennApps Lending Factory) Application 2. e-CBF (Commodity Based Financing) Application
- Responsible for project planning and defining process related to product implementation
- Interpret business needs and translate them into requirements. Also, from other stakeholders such as Risk, Credit and Operations related to the application
- Liaison between business and other stakeholders and vendor to get the requirements sign-off
- Working closely with various other internal stakeholders such as integration team for CIBIL, Posidex, Banking, DataMart, SAP to get their requirements developed as well in the application for application to work seamlessly
- Responsible for internal as well as external application audit
- Managing change requests throughout the lifecycle of project coming from various sources and prioritizing the same basis the criticality of the same for Go Live
- Collaborate with QA to get the application tested before the application is related to business users for UAT or before any deployments on Production
Sr. Functional Consultant - Projects
Indus Software Technologies Pvt. Ltd.
Pune
01.2015 - 02.2017
- Respond to functional queries requiring product and domain knowledge in RFP/RFI/RFQ
- System preparation and configuration for Demos/POC
- Conduct Pre-Sales Demos and POC's
- Gather business requirement, mapping the requirement with system, and preparing business requirements and functional specifications documents for Indus Suite of Product i.e. LOS and LMS
- Gather requirements using interviews, document analysis, site visits, and task/process/workflow analysis
- Interpret business needs and translate them into application and operational requirements
- Liaison with the internal and external stakeholders
- Manage change throughout the lifecycle of projects
- Review of Functional Test Scripts
Sr. Product Manager - FLEXCUBE
Oracle Financial Services Software Ltd.
Mumbai
05.2008 - 01.2015
- Market research on domain and clients
- System preparation and configuration for Demos/POC
- Conduct Pre-Sales Demos and POC's
- Requirement Analysis
- Convert Business Requirements into Business Solutions
- Preparing UML's for depicting business processes and solutions
- BRD and FSD Documentation
- Sales Collaterals Documentation
- Review of Functional Test Plans
- Providing User Interface Solutions
- Product Implementation Support
Jr. Business Analyst
VSM Software Pvt. Ltd.
Mumbai
04.2007 - 05.2008
- Understanding and Testing the Retail banking software - FLEXCUBE
- Provide support to Product and Implementations teams in highlighting issues across various modules
Education
PGPM - Finance
Bhavan SIET Institute of Management
03.2007
Bachelor of Commerce - undefined
National PG College
05.2005
XIIth - undefined
City Montessori School
01.2002
Xth - undefined
City Montessori School
01.2000
Professional Highlights
- Seasoned professional with 18+ years of experience into BFSI
- In depth understanding of domains such as Core banking (CASA, TD, Loans, RD), Liquidity Management/ Transaction Banking, Retail & Commercial lending originations/ management/ collections, Credit Bureau
- Have worked on following applications Oracle FLEXCUBE Core Banking Product, Lending Suite by Indus (LOS, LMS & CMS), e-CBF (Commodity Based Financing), PLF (pennApps Lending Factory), CRIF Suite of Products (LOS, Collections, Credit Bureau)
- Strong knowledge of accounting
- Have played a pivotal role in developing successful products and delivered many successful large & medium scale projects
Skills
Team leadership
Relationship building
Decision-making
Critical thinking
Strategic planning
Results-driven
Account management
Timeline
Vice President
Paytm
01.2023 - 06.2025
Senior Solution Architect
Zeta
06.2022 - 01.2023
AVP, Global Delivery
CRIF Solutions Pvt. Ltd.
11.2020 - 06.2022
Senior Consultant
Intellect Design Arena Ltd.
12.2017 - 11.2020
Senior Manager IT
Bajaj Finance Ltd.
02.2017 - 12.2017
Sr. Functional Consultant - Projects
Indus Software Technologies Pvt. Ltd.
01.2015 - 02.2017
Sr. Product Manager - FLEXCUBE
Oracle Financial Services Software Ltd.
05.2008 - 01.2015
Jr. Business Analyst
VSM Software Pvt. Ltd.
04.2007 - 05.2008
PGPM - Finance
Bhavan SIET Institute of Management
Bachelor of Commerce - undefined
National PG College
XIIth - undefined
City Montessori School
Xth - undefined
City Montessori School
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