Rohit Ghosh
Branch Credit Manager
Kolkata,WB
Summary
Seeking a challenging managerial role in Credit Risk and Underwriting within the premium automotive finance sector (NBFC), leveraging strong financial analysis and robust risk management skills.
Overview
1
1
year of professional experience
2
2
Certifications
3
3
Languages
Work History
Branch Credit Manager
sundaram Home Finance ltd
07.2024 - Current
- Responsibilities-
- Credit Underwriting for Responsibilities-
- Credit Underwriting for HL and LAP files
- Appraising the cases within policy framework
- Reviewing files and ensuring proper compliance of documents
- Proper scrutiny of files and checking all pre and post disbursal docume
- Conducting PDs of all cases and having PD limit of 0.50 Cr
- Preparing financial analysis reports and cash flows
- Understanding and working on surrogate programs
- Checking legal and technical reportsHL and LAP files
- Appraising the cases within policy framework
- Reviewing files and ensuring proper compliance of documents
- Proper scrutiny of files and checking all pre and post disbursal docume
- Conducting PDs of all cases and having PD limit of 1.50 Cr
- Preparing financial analysis reports and cash flows
- Understanding and working on surrogate programs
- Checking legal and technical reports
Digital Marketing Intern
Techshu Digital Marketing
- Conducted collaborative keyword research to improve website content and SEO. Studied search data and user behaviour to improve ove w website visibility and engagement.
- Executed Google Ads and Facebook Ads campaigns.
- Utilized SEO techniques and tools like Google Analytics, SEMrush, and Moz.
Education
MBA - Marketing & Finance
Army Institute of Management
Kolkata, India 04.2001 -
BBA - Finance
Institute of Management studies
Kolkata, WB01.2021
class XII - Science
Arambagh Vivekananda Academy
Arambag, WB01.2018
class X - undefined
Arambagh Vivekananda Academy
Arambag, WB01.2016
Skills
- Loan underwriting
- Team management
- Credit analysis
- Credit scoring
- Cash flow management
Certification
Advance Excel 2024 Microsoft
Interests
Cooking, Cycling, Football
Position Of Responsibility
- Finance Club Coordinator, Coordinated the financial club in AIMK, sharing information related to the financial industry and conducting seminars.
- Admission Coordinator, Managed a 6-member admissions team, conducted 500+ cold calls, improved application processes, and oversaw new student onboarding.
- Class Representative, Responsible for coordination and communication between students and faculty, organizing events, and ensuring punctuality.
Personal Information
Nationality: Indian
Timeline
Branch Credit Manager
sundaram Home Finance ltd
07.2024 - Current
MBA - Marketing & Finance
Army Institute of Management
04.2001 -
Digital Marketing Intern
Techshu Digital Marketing
BBA - Finance
Institute of Management studies
class XII - Science
Arambagh Vivekananda Academy
class X - undefined
Arambagh Vivekananda Academy