ROHIT SWAROOP
KOLKATA
Summary
Dynamic banking professional with 15 years of experience, including a pivotal role at IndusInd Bank Ltd. Proven expertise in recovery strategies and debt restructuring, successfully managing NPA accounts and legal proceedings. Adept at financial analysis and fraud investigation, driving significant recoveries while fostering strong relationships with stakeholders.
Overview
16
16
years of professional experience
Work History
Deputy Vice President-1
IndusInd Bank Ltd.
Kolkata
04.2025 - Current
- Currently working in IndusInd Bank Ltd. as Deputy Vice President-1 (East) [
- in-Charge of - West Bengal/Chhattisgarh/ Bihar/Orissa /Jharkhand/North East/Assam ]. Joined IndusInd Bank Ltd. in September 2013 ( as Manager).
- Experience in managing Retail and Corporate borrowers .Expertise in handling Collections/Recovery/Legal Proceedings of all NPA accounts of Secured as well as Non Secured Products-Home Loans/ /Overdraft /Cash Credit / Mortgages /LAP/SME/ ME/BBG /CBG/Channel Financing and Agri Business Group Loans .
- Active participation in preparation of restructuring plan/resolution strategy, ensuring maximum recovery for the bank.
- Recovery of NPA through Legal Proceedings i.e. Initiation of SARFAESI Action , DRTetc.
- Working out a one-time settlement with borrowers.
- Coordination with various external agencies such as Economic Offence Wing, ED,SFIO w.r.t. Fraud borrowers.
- Experience in handling NCLT cases, DRT matters, debt restructuring, and OTS.
- Total experience of around 15 years.
Previous Job Description
Standard Charted Bank
Kolkata
03.2009 - 09.2013
- :Managed SME, ME, LAP, Home Loan, and SB LAP collections across Kolkata, Siliguri, and Guwahati.
:Oversaw BIL recovery operations in Kolkata from March 2009 to February 2011.
:Handled diverse portfolio ranging from ₹20K to ₹14 Crores.
:Negotiated settlements and payment plans for pre-litigation and post-judgment accounts.
:Reconciled receipts to maintain accurate financial records.
:Adhered to internal policies ensuring audit compliance.
:Managed extensive customer base to secure timely revenue collection.
Education
PGDBM - Marketing And HR
Accman Institute Of Management
Greater Noida01.2008
Some College (No Degree) -
BAlasore Law College(Fakir Mohan University)
BalasoreB.C.A -
Institute Of Management Studies
Noida12th/ Intermediate -
Bokaro Ispat Senior Secondary School
10th/High School -
St. Xavier’s School
Skills
- Recovery strategies
- Debt restructuring
- Legal compliance
- Risk assessment
- SARFAESI/DRT/138 NI/NCLT
- Fraud investigation
- Financial analysis
Timeline
Deputy Vice President-1
IndusInd Bank Ltd.
04.2025 - Current
Previous Job Description
Standard Charted Bank
03.2009 - 09.2013
PGDBM - Marketing And HR
Accman Institute Of Management
Some College (No Degree) -
BAlasore Law College(Fakir Mohan University)
B.C.A -
Institute Of Management Studies
12th/ Intermediate -
Bokaro Ispat Senior Secondary School
10th/High School -
St. Xavier’s School
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