Summary
Overview
Work History
Education
Skills
Timeline
Generic
Ruchi Gambhir Kataria

Ruchi Gambhir Kataria

Delhi NCR,Uttar Pradesh

Summary

Senior operations and transformation leader with 16+ years in BFSI specializing in construction finance, centralized operations, workflow automation, and process re-engineering. Managed a ₹12,000+ Cr loan portfolio and led digitization initiatives with IT. Skilled in structured problem-solving, ERP/SAP workflows, and cross-functional leadership.

Overview

18
18
years of professional experience

Work History

Senior Manager II – Construction Finance Operations

PNB Housing Finance Ltd.
01.2010 - Current
  • Manage ₹12,000+ Cr construction finance portfolio including disbursement, escrow, TDS, fund flow and closure.
  • Lead a 15-member centralized operations team.
  • Designed workflow automation and dashboards in partnership with IT.
  • Improved TAT by digitizing manual operations and strengthening audit readiness.

Project Executive

J.M. Baxi & Company
01.2008 - 01.2009
  • Managed SAP-driven billing for ₹150 Cr+ logistics/infra projects.
  • Conducted analysis, MIS reporting, and cross-functional coordination.

Education

Ph.D. - Management

Mewar University

MBA - undefined

UPES Dehradun

B.Com - Economics

Kurukshetra University

CA Foundation - undefined

ICAI

Skills

Timeline

Senior Manager II – Construction Finance Operations

PNB Housing Finance Ltd.
01.2010 - Current

Project Executive

J.M. Baxi & Company
01.2008 - 01.2009

MBA - undefined

UPES Dehradun

B.Com - Economics

Kurukshetra University

CA Foundation - undefined

ICAI

Ph.D. - Management

Mewar University
Ruchi Gambhir Kataria