S Karunakaran
Chennai
Summary
Accomplished Senior Manager with extensive experience at Standard Chartered Global Business Services, excelling in financial modeling and performance analysis. Proven track record in streamlining processes and enhancing cost allocation. Adept at problem-solving and leveraging data analytics to drive strategic decisions, consistently delivering impactful results and fostering continuous improvement.
Overview
18
18
years of professional experience
1
1
Certification
Work History
SENIOR MANAGER -SERVICE CHARGE
Standard Chartered Global Business Services
Chennai
08.2022 - Current
- Currently am handling with NFRP Service charge.
- On a month-to-month basis, complete support is provided for the service charge process, including validation and submission assistance. This end-to-end support includes all activities managing up to the data transfer to BPC ensuing the validation part, as it is a routine operation conducted as part of BAU activities.
- Actively participating in Service Charge PaPM UAT testing and communicating test results to the project team to fix the issues and highlighting the challenges.
- Outlook & Target Setting – Coordination with process support, including validation and submission assistance.
- Preparation of deck for methodologies / approach for cost allocation process as well.
- Driver computations and transparency of allocated cost outcomes views.
- Detailed Service Catalogue with cost centre mapping preparation for deck views.
MANAGER - GCNA FTOM
Standard Chartered Global Business Services
Chennai
11.2020 - 07.2022
- Partnering with the GCNA FTOM role, reporting to Head of China/HK business finance.
- Delivered segments, product-wise performance analysis, handling ad hoc requests and queries.
- Performed budgeting and forecasting activities for retail banking products, such as credit card, personal loan, and mortgages. Started with a bottom-up approach and ended with a top-down approach and data loading into HP system.
- Streamlined financial reporting processes, resulting in more efficient delivery of critical information to stakeholders. partnering with Hong Kong Country Performance Management team and coordinating with business finance teams for monthly performance review and analysis.
- Developed comprehensive financial models to analysis the actual performance and identity risk & opportunities which enables to strategic decision.
ASSISTANT MANAGER – AME REGIONAL
Standard Chartered Global Business Services
Chennai
04.2016 - 08.2020
- Partnered with AME regional Retail banking business finance team, reporting to Head of Regional Finance.
- Prepared Key performance reports like segments/products wise financials, price volume analysis and financial deck which cater to monthly performance review and analysis.
- Managing ad hoc requests in a stipulated time period without compromising quality.
- Assisted in budget data module creation and loading the data into system and ensuring alignment with financial targets and reviewing the plan outcomes and making necessary corrections.
TEAM LEADER - Balance Sheet
Standard Chartered Global Business Services
Chennai
04.2014 - 03.2016
- SC Group Balance Sheet reporting, controllership. Consolidation of preparing, reconciling, and forecasting balance sheets.
- Balance Sheet reporting into FA system.
- Delivering high-level B&S views with Product level -Auto circulate the BS Reporting Template.
SENIOR FINANCIAL ANALYST - SINGAPORE RETAIL BANKING
Standard Chartered Global Business Services
Chennai
04.2012 - 03.2014
- Associated with SG Retail Banking Business Finance Team: Managed unsecured leading (Credit Card and Personal Loan) performance analysis, budgeting, and forecasting.
- Facilitated tracking of retail and wealth product performance through comprehensive financial models.
- Monthly book closure activities.
FINANCIAL ANALYST - MALAYSIA RETAIL BANKING
Standard Chartered Global Business Services
Chennai
05.2010 - 03.2012
- Associated with Malaysia Business finance team for month-end books closure related activities and MI preparation and reconciliation.
OFFICER FINANCE
ROYAL SUNDARAM ALLIANCE INSURANCE COMPANY LTD
Chennai
06.2007 - 04.2010
- Responsible for General Ledger for timely release of Vendor Payments.
- Actively participated in Employee reimbursement activities and enhanced the process in releasing payments.
- Performed financial analysis to identify discrepancies in accounting data and created reports to document findings.
- Reconciliation of Bank Accounts. & Maintaining Daily Petty Cash.
Education
MBA -
University of Madras
01.2011
B.com(CS) -
University of Madras
01.2005
Skills
- Business Analysis and Reporting
- Performance Tracking and Evaluation
- Budget / Forecast Management
- Problem-solving aptitude
- Process Improvement
- Data Analytics
- MS office
- Finsight
- SAC
- BPC/PaPM
- Service charge management
- Budgeting and forecasting
- Financial modeling
- Data analysis
- Cost allocation
- Performance analysis
Certification
- B.com(CS), 2005, University of Madras
- SAS (Statistical Analysis System)
- SQL Database
Awards
- 2024 GEM Awards, Spot Award for Service Charge reporting.
- Business Champ, Award for Q3, 2013 for becoming an extended arm of Balance Sheet Reports seamless service deliver and quality.
- Value Champ - International, Award for Q4, 2012 for reducing the turnaround time (FTE) through automation and for working beyond boundaries.
- Customer Appreciation, For enabling the smooth Forecast and Budget uploads for the year 2011 and for bringing in process improvement & better control checks.
Timeline
SENIOR MANAGER -SERVICE CHARGE
Standard Chartered Global Business Services
08.2022 - Current
MANAGER - GCNA FTOM
Standard Chartered Global Business Services
11.2020 - 07.2022
ASSISTANT MANAGER – AME REGIONAL
Standard Chartered Global Business Services
04.2016 - 08.2020
TEAM LEADER - Balance Sheet
Standard Chartered Global Business Services
04.2014 - 03.2016
SENIOR FINANCIAL ANALYST - SINGAPORE RETAIL BANKING
Standard Chartered Global Business Services
04.2012 - 03.2014
FINANCIAL ANALYST - MALAYSIA RETAIL BANKING
Standard Chartered Global Business Services
05.2010 - 03.2012
OFFICER FINANCE
ROYAL SUNDARAM ALLIANCE INSURANCE COMPANY LTD
06.2007 - 04.2010
MBA -
University of Madras
B.com(CS) -
University of Madras