Sachin B G

Planned and executed risk-based internal audits across branch and corporate functions.

Prepared Risk and Control Matrices (RCMs), identified key risks, and evaluated internal control effectiveness.

Conducted operational audits covering loan origination, credit appraisal, disbursement, collections, recoveries, and PDD management.

Performed dealer credit and inventory funding audits, including stock verification and reconciliation reviews.

Reviewed KYC/AML compliance and adherence to internal policies, SOPs, and regulatory requirements.

Conducted Treasury audits, including bank reconciliations, payment controls, fund management, and treasury policy compliance.

Performed HR audits covering recruitment, payroll, employee lifecycle, statutory compliance, and HR process controls.

Evaluated financial and operational controls, identified control gaps, and recommended process improvements.

Prepared audit reports, assigned risk ratings, and presented findings to senior management.

Followed up on audit observations to ensure timely implementation of corrective actions.

Assisted in fraud investigations, special audits, and root cause analysis.

Utilized advanced Excel for data analysis, exception reporting, and audit analytics.

Implemented credit collection strategies while supervising personnel to optimize collections and improve team dynamics.

• Developed compliance policies aligning with regulatory requirements to mitigate risks.
• Conducted regular audits to ensure adherence to internal controls and external regulations.
• Led training programs for staff on compliance protocols and ethical standards.
• Collaborated with cross-functional teams to enhance risk assessment processes and frameworks.

• - Delivered exceptional customer service while managing cashier operations and daily cash handling.
• - Processed and closed customer loan accounts through check clearance, ensuring timely issuance of No Objection Certificates (NOCs).
• - Verified and maintained comprehensive KYC documentation for all customers to comply with regulatory standards.
• - Executed end-to-end processing of personal loans, home loans, professional loans, and fixed deposits with accuracy and efficiency.
• - Generated daily MIS reports to track loan application statuses and branch performance metrics.
• - Managed branch credit operations, including loan disbursements, credit checks, and risk assessments.
• - Collaborated with and supported cross-functional branch teams to enhance overall operational effectiveness.
• Key Result Area