SACHIN CM

• To manage and grow portfolio of business and achieve budgeted sales and service targets within acceptable risk standards in time along with maintaining the team.
• Handling of Business Development, New client acquisition and portfolio management for Working Capital loans for MSME, SAB segments and Agri Segments.
• Achieving business targets every month with possibly less deliquesces.
• Profiling Customers and provide all kind of relative financial banking products to meet customer needs.
• Customer Interaction and bringing up new business.
• Preparation and execution of financial planning according to target area, Regular Portfolio review of existing and new clients
  

Accomplishments:

• Topper in whole region - achieved highest sales and Business targets in the whole region for FY 2019-20.
• Awarded top rating and Key performer rating in FY 2019-20, FY2020-21 and also awarded with Silver stars.
• Awarded by Business head for extraordinary achievement in Business growth and good portfolio.

Accomplishments:

• Handled sales and business development sourced diversified products like Mortgage, SME Business Loan, Working Capital and Trade Finance.
• Educated clients on various financial matters and provided professional recommendations on investment opportunities, products and services based on each clients' individual needs.
• Analyze clients financial requirements to advise and assist in getting need based structured tailored solutions through banking products or Private Investors.
• Performed Sales, Credit and Operations Roles. From sourcing new clients – analyzing financial status and credibility – Collecting and verifying documents.
• Offered holistic advisory and end to end services on financial requirement and facilitation for company/Individuals.
• Carry out detailed financial analysis of the customers accounts and prepare credit proposals within the defined parameters of the bank.
• Provided the effective, friendly and accurate tailored solutions through network of banks and private investors.

Accomplishments:

• Sourced more than AED 42 Million new proposals in short period of market experience.

• Assisted and worked in proposals worth more than AED 160 Million.

• Sourced more than 26 new big value clients and successfully created referral network.

• Handled operations roles.
• Analyzing and Evaluating the credit proposals to determine the potential and credibility of customer for facility of customer to pay against a facility based on their financial capacity business profile, industry position, repayment capability, collateral adequacy and ensuring all products approved/rejected within credit policy parameter.
• Assistance in underwriting Credit appraisal of the credit line proposals with recommendations for approval based on quantitative & qualitative analysis.
• Prepare documents and check whether documents executed as per approval terms & conditions & as per the special conditions updated by approval.
• Disburse the loans within approved terms & conditions with all compiling given documents.
• Periodical reports related to loans to be updated and circulated within agreed time frame.
• Attending to maintenance request for all types of loans and leverage facility after proper checking of documents.
• Microsoft Office Team Management Education.
• Providing the customer service, resolving service request raised and other operations related queries by customers.

Accomplishments:

• Successfully handled operations and loan processing of 38 branches with more than 4000 accounts.
• Disbursed more then 80 loans in a month and achieved less TAT of 0.68 days which is best recorded TAT in Axis Bank Limited.
• Successfully attended and cleared more than 3200 customer queries.
• Had been awarded good ratings as best Area Operations officer for area with less delinquency loans in risk exposure, compliance and documentation.
• Awarded appreciation for giving Innovative idea in process of operations, 2 ideas/advanced process of mine is successfully implemented in all over Axis Bank Limited and also Been an Excellent Performer Club in Axis Bank Limited & qualified in most internal Organizational performance events/contests.